Sub: #1 Wage Garnishment in Texas
Replied on 06-20-2009, 07:44 AM
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Recently I've been threatened with wage garnishment by the department of education due to a defaulted student loan that I aquired in 1990. Can my wages be garnished in the state of Texas? What is my best course of action to settling this debt. The Dept. of Edu. is calling for the entire note of $30,000 which I can't afford to do at this time.




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Sub: #2
Replied on 06-20-2009, 12:42 PM
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Oh yeah...admin wage garnishment is valid in all 50 states, regardless of the states garnishment laws....it is authorized by congress. You will either want to look at rehab or consolidating with the Department of Ed's Direct Loan Program.

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Sub: #3
Replied on 06-20-2009, 07:48 PM
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what is the consolidstion process?




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Sub: #4
Replied on 06-21-2009, 03:08 AM
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Read the Student Loan Basic Information sticky at the top of this forum.

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Sub: #5
Replied on 10-12-2009, 05:18 PM
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I have read that the government i.e. DHS- child support, taxes and student loans garnished from your pay in Texas. But, credit card debt and other creditors cannot because your pay is %100 exempt.


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Sub: #6
Replied on 10-12-2009, 06:03 PM
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You're right, consumer debt cannot be garnished in Texas, just Fed debts such as child support, back taxes, student loans...However, just because Texas is a non-garn state doesn't mean that they can't - and won't - levy accounts for consumer debts.

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