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Posted: Wed Jun 04, 2008 1:09 pm Subject: 2nd PIF Today |
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I am so excited. As i explained earlier, i just sent out my letters yesterday and first thing this morning I received a PIF from Arrowhead and just now I received this. Two down, four to go. I cannot thank the people here enough, especially SUEBEEHONEY!
UNITED CASH LOANS
3531 P Street NW, PO BOX 111
Miami, OK 74355
06/04/2008
Thank you for choosing UnitedCashLoans, your choice for online cash loans. We are happy to assist you with all of your cash needs.
This letter is to confirm that your account with UnitedCashLoans has a zero balance as of 06/04/2008. No further transactions will be debited from your checking account.*
If you have any question or concerns, please contact a customer service representative at 1-800-279-8511.
Sincerely,
Customer Service
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bmblbe69

Joined: 25 May 2008
Posts: 80
Debtcc Points: 176
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Posted: Wed Jun 04, 2008 1:10 pm Subject: |
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Awesome! You are on a roll!
_________________ How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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goudah2424
Moderator


Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111523
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Posted: Wed Jun 04, 2008 1:11 pm Subject: reply |
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doing the HAPPY DANCE!
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paulmergel
Debt Samaritan


Joined: 24 Jun 2007
Posts: 2808
Debtcc Points: 10397
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Posted: Wed Jun 04, 2008 1:20 pm Subject: |
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Good for you!!!!!
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toledoguy030

Joined: 08 May 2008
Posts: 120
Debtcc Points: 997
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Posted: Wed Jun 04, 2008 2:04 pm Subject: |
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You're so very welcome, I'm glad I was able to provide the help you needed.
Keep us posted, and congratulations!
_________________ A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator

Joined: 12 Oct 2006
Posts: 4393
Debtcc Points: 61053
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Shazzers
Moderator


Joined: 05 Dec 2007
Posts: 4303
Debtcc Points: 27370
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Posted: Wed Jun 04, 2008 4:09 pm Subject: |
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Congrats on the PIF's. Isn't it a great feeling? I am curious to know if you enlisted the help of the processors at all. I am finding it interesting that suddenly some of the PDLs are wiping the slate clean. I know that Intercept has received many calls and I am assuming that since UCL is all part of the bigger picture they too use them as their processors. Wouldn't it be great if they were finally deciding to do the right thing? Even if they had a little push!
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llw1995


Joined: 02 Feb 2008
Posts: 1427
Debtcc Points: 13699
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Posted: Wed Jun 04, 2008 6:30 pm Subject: |
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congrats again!
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bea2ls

Joined: 27 Mar 2008
Posts: 642
Debtcc Points: 5237
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Posted: Wed Jun 04, 2008 7:22 pm Subject: |
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Actually i'm a little surprised because all I did was type up a letter for each lender stating the laws of CA, not to call me, no ACH's and the amount that I borrowed and the amount that I have paid so far. SUEBEEHONEY drafted the letter and I put some personal touches on it. I went to WAMU yesterday and explained the situation to the Branch Manager and closed my account. She did get their processor on the line just to make sure there was nothing already scheduled to hit my account before midnight because then it would re-open it. I emailed the letters to the PDL's and the PIF's are rolling in.
This is such a relief and I am so happy that I am taking responsibility for my actions, finally.
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bmblbe69

Joined: 25 May 2008
Posts: 80
Debtcc Points: 176
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Posted: Wed Jun 04, 2008 7:31 pm Subject: |
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bmblbe69 -
I'm SO happy for you! You are a PERFECT EXAMPLE of what can happen when someone with PDL problems takes the initiative to first ask for help, and then follow through with the actions required to solve the problem!
This is exactly why this site exists - to help people deal with this sort of situation. I hope you will stick around to help others in the future with what you have learned here.
PLEASE NOTE: To anyone considering using a letter similar to the one bmblbe69 used - do not attempt to do so without consulting one of the Moderators or members well-versed in PDL issues here first. The letter must be worded carefully, and you want to avoid making threats. The letter only works for ILLEGAL PDL companies in a situation where you have overpaid them according to your state law - to use this letter with a licensed, legal PDL company would be asking for major trouble.
_________________ A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator

Joined: 12 Oct 2006
Posts: 4393
Debtcc Points: 61053
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