They are a payday loan company. You haven't mentioned the state you live in. Thus, it won't be possible for me to let you know whether or not they are legal or licensed to operate in your state. You can check out your state laws from the given page: http://www.debtconsolidationcare.com...pdls-laws.html . If you find that payday lending is prohibited in your state, then you can check out the given page in order to know how you can deal with them: http://www.debtconsolidationcare.com...-dealings.html .
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.