To good to be true

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

I received a email today saying that my loan is paid in full. I have a loan for 500.00 and only paid 120.00 on it, before i closed my account. It says that a payment of 520.00 was posted to my account on 1-25-08. What is going on, should i tell them. It is from my loan usa

Posted: Tue Jan 29, 2008 6:00 am

The ach debit may have forced open your closed account. I would call your bank. If it forced open the account, and you did not have the funds to cover, they may not kniw yet that the debit was returned. You may be getting nsf fees.

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

I DID CALL THE BANK AND THEY ASSURED ME THAT NO ACH DEBITS WENT THROUGH

Posted: Tue Jan 29, 2008 6:15 am

so leave it alone.

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

THATS WHAT I WANTED TO HEAR. I WILL LEAVE IT ALONE UNLESS THEY CATCH IT

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

THEY EMAILED ME BACK. IT DID NOT GO THROUGH THE BANK.
I CALLED THEM AND THEY SET UP A PAYMENT PLAN SO I CAN
PAY THIS OFF

Posted: Tue Jan 29, 2008 10:34 am

I hope you settled for the amount that you legally owe them.Not more

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

I DID, I LEARNED ALOT FROM EVERYBODY. I HAD 8 PAYDAY LOANS I NOW ONLY HAVE 6 MORE. I AM GETTING THERE

Posted: Tue Jan 29, 2008 10:43 am

great going

Joined: 14 Jan 2008 Posts: 226 1629 Debtcc Points

Great!

Joined: 14 Dec 2007 Posts: 581 58 Debtcc Points

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

CAN ANYONE TELL ME IF DR CASH IS LICNESED. I HAVE A 200 PAYDAY LOAN WHICH I HAVE PD NOTHING. THEY SAY THAT I CAN PAY THE LOAN IN FULL BY FRIDAY FOR 280.00OR IF THEY TURN IT OVER TO COLLECTIONS I WILL HAVE TO PAY 765.00. WHAT IS WITH THESE PEOPLE. I WILLPAY WHAT I OWE, BUT I JUST NEED TO KNOW IF THEY ARE LICNESED OR NOT.

Posted: Tue Feb 05, 2008 5:49 am

did you check the BBB or your satate license data base?

Joined: 02 Jan 2008 Posts: 57 1540 Debtcc Points

HOW DO I CHECK THE STATE LICNESE BASE. I LIVE IN PA.
NOT SURE HOW TO DO THAT

THANKS

Posted: Tue Feb 05, 2008 5:53 am

Yeah Pa, hum If they are licensed anywhere they aare legal in pa. I could not find any info on them. Have you gone back to the web site to see if they mention holding any licenses.