michellebdavis
Joined: 11 Apr 2008
Posts: 2
42 Debtcc Points
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 Posted: Fri Apr 11, 2008 12:29 pm
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Please help me, it looks like you have dealt with these horrible individuals. This is in regards to Emerald Marketing Group. I got an online payday loan back in July 07. The check ended up bouncing months later and then in January, I got a call from a woman demanding payment. At the time I owed $350.00 on a $200.00 loan. She offered to do a settlement with me of $150. That same day I did a MoneyGram and sent the money. A few days later I rcvd an email confirming reciept of the payment and a settlement letter, advising me that I was released from all responsibility with the settlement. Then back in early March I rcvd a call from the same woman, saying that she had garnishment paperwork for me on her desk. I refreshed her memory that I paid this off and she told me not to worry about it, and that she would take care of it. Then last night I rcvd an email stating that I was refusing to cooperate and that I NOW OWE $401.67. I responded back and then called. She is now telling me that the settlement was only to cover the loan not the NSF fees and that 28% interest is being added every day to the amount owed. If this was the case, why didnt I hear about this before? I asked her to send me something in writing (which they have never done - apparently they only do business via email and fax)and she said that she doesnt have to do that. I am so freaked out and angry. She is threatening to garnish my wages and take money out of my accounts. What do I do? I just want this to be over and I feel like they are just trying to get more money out of me. Please help me. I am so lost.
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