Emerald Marketing Group - are we done yet?

Please help me, it looks like you have dealt with these horrible individuals. This is in regards to Emerald Marketing Group. I got an online payday loan back in July 07. The check ended up bouncing months later and then in January, I got a call from a woman demanding payment. At the time I owed $350.00 on a $200.00 loan. She offered to do a settlement with me of $150. That same day I did a MoneyGram and sent the money. A few days later I rcvd an email confirming reciept of the payment and a settlement letter, advising me that I was released from all responsibility with the settlement. Then back in early March I rcvd a call from the same woman, saying that she had garnishment paperwork for me on her desk. I refreshed her memory that I paid this off and she told me not to worry about it, and that she would take care of it. Then last night I rcvd an email stating that I was refusing to cooperate and that I NOW OWE $401.67. I responded back and then called. She is now telling me that the settlement was only to cover the loan not the NSF fees and that 28% interest is being added every day to the amount owed. If this was the case, why didnt I hear about this before? I asked her to send me something in writing (which they have never done - apparently they only do business via email and fax)and she said that she doesnt have to do that. I am so freaked out and angry. She is threatening to garnish my wages and take money out of my accounts. What do I do? I just want this to be over and I feel like they are just trying to get more money out of me. Please help me. I am so lost.

The same thing has happened to me and they are still taking money out of my account but I have never received a confirmation confirming receipt of anything and no loan documents or anything has been sent to me either. What should I do?

This company deserves the notoriety. I, too, got stuck in the PDL scam. Does anybody have any recourse?

Does anyone have an address for the good people of Emerald Marketing??

Emerald Marketing group has threatened me about garnishing my wages...I am very scared that they will do this..I am not sure if they are legal in the stane of New York...I am willing to pay the $300 that i borrowed along with their $90 finance fee, but a Stephanie Meyers in the collections department is giving me a hard time and wants me to pay $585 because of returned check fees. What to do? My account is already in default status and I only have $390 which is the original loan amount including finance fee.

well,all pdl's are illegal in NY.so you only owe the princple borrowed.anything in fees debited goes toward that.being as this illegal bunch is not even located in this country i doubt they can get a garnishment.they are reffering to a WAGE ASSIGNMENT.those are revocable.get a wage assignment revocation letter to your HR or payroll person.then they can't do a thing.again illegal pdl not in this country get the letter to your payroll.also file AG,and FTC complaints asap against this bottomfeeder pdl.

Thanx for ur response...so exactly what kind of letter should i be getting? I am so lost i dont know how to go about doing anything...where do i get this wage assignment letter from/

go to either the WATCH OUT section bottom right of the page,or the do-it-yourself section top of the page.both should have templates for wage assignment revocation letters.you can customize it to your needs.

i have a question...i applied for a loan with emerald back on july 12 2010. the loan was for 200 with a 60 dollar fee. i paid the 60 dollar fee one time and my account was closed and reopened with a new one due to previous fraud activity on my account. they keep calling me and leaving me messages that they are in the finalization department and have an order ready to be filed in my county. the thing is i just went through my loan docs that they sent me when i got the loan and i do not see a voluntary wage assignment order. so if i do not have one, can they still garnish my wages? i have prepared a wage assignment revocation letter but do not want to send it yet until i find out if i signed a voluntary wage assignment order to begin with...help!

I too have been a victum of this scam.......i can not get them too stop calling and threating me..how do i get help......