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Shazzers
Moderator


Joined: 05 Dec 2007
Posts: 2593
Debtcc Points: 18803
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Posted: Wed May 14, 2008 3:10 pm |
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jr. . you have a PIF on both 500 and Ameriloan? If so, congrats! Focus on the others now and before you know it they too will be a distant memory. Keep after the processors.
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llw1995

Joined: 02 Feb 2008
Posts: 862
Debtcc Points: 10242
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Posted: Wed May 14, 2008 4:41 pm |
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It appears so!! I went to both websites, and they are both marked as being paid off, although I haven't gotten any written response!
I am on an extended payment plan with Checksmart (which is legal) and I figure I might as well just finish that one off. Now onto Impact, CAN and myloansusa, which should be easy since they are illegal. Does anybody know the processor for CASHNETUSA? I've been paying them for about a year also, and could really use that refund!
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Guest

Debtcc Points: 100
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Posted: Wed May 14, 2008 6:20 pm |
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That is great news! You might not ever hear from them as far as a PIF is concerned. Can you somehow copy off the website page so you have proof that your account in PIF? That's what I have done with some while working on them. Sorry I don't know who processes from CashNetUsa. Just call Intercept or ACHC on any of them to see if they process. I did find, however, that sometimes it is a bank to bank ACH. Can you call your bank's ACH department and find out who the bank is for those PDLs? That might give you some insight as to who processes for them.
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llw1995

Joined: 02 Feb 2008
Posts: 862
Debtcc Points: 10242
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Posted: Wed May 14, 2008 6:30 pm |
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Thanks!! I called both of the big processors and none of the three I am looking for has them. I know that myloansusa is with ACH Commerce though... unfortunately that one is scheduled to pay off tommorow. Hmmmm, maybe I should stop payment on that one!?!? I'll check with my bank tommorow.
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jrperry_msu

Joined: 07 May 2008
Posts: 40
Debtcc Points: 481
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Posted: Wed May 14, 2008 6:47 pm |
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I would check with the bank. They may just have bank to bank processors. Keep us posted.
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llw1995

Joined: 02 Feb 2008
Posts: 862
Debtcc Points: 10242
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Posted: Thu May 29, 2008 12:52 pm |
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Major props, llw! It's good to see someone finally "beating" a collection company at their own game.
Sure wish I saw more of those letters and emails when I was trying to pay off debt.
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dtownmike

Joined: 27 Mar 2006
Posts: 49
Debtcc Points: 1571
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Posted: Sat May 31, 2008 5:53 am |
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Thanks dtown! My hope is that everyone on here will be able to beat these guys and send them back where they came from. It's hard work but worth it in the end!
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llw1995

Joined: 02 Feb 2008
Posts: 862
Debtcc Points: 10242
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Posted: Wed Jun 04, 2008 8:00 pm |
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That is indeed the nicest story and "paid in full" letter I've seen so far.
Good luck on your success!!
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eulogyforinnocence

Joined: 08 Apr 2008
Posts: 42
Debtcc Points: 725
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