Internet's first get-out-of-debt community - 134,000 members

I have been a "lurker" and have learned alot reading everyones posts. I have been dealing with 4 PDLs. DMS Marketing, USFastcash, Payday Ave, and Geneva Roth. Today I got the waiver letter for a $600 refund and a PIF letter from DMS Marketing. Granted those aren't actually in hand yet but I feel like a winner. The lady I am dealing with is Vedia Johnson. When contacted about the refund I was requesting($600 dollars, I paid $990 for a $300 loan) they wanted to refund $300 dollars. I quoted the laws for my state, which is Wyoming, and the situs laws for the TILA. Next thing I knew they were refunding the amount requested. Vedia was very helpful and polite.
I couldn't have done it with out the info you all post on this site. Thanks so much and I will update the rest of the struggle.

Posted: Fri Apr 27, 2007 11:14 am Subject:

It's great that you managed to get the refund and the PIF letter from DMS Marketing. I know they have not been easy with others. But anyways, so far it's good to know that everything turned in your favor. Congrats!

Posted: Sat Apr 28, 2007 10:05 am Subject:

Congrats to you Smile

Posted: Wed May 02, 2007 1:17 pm Subject: I had high hopes. =(

After DMS I had high hopes the rest would be easier. Not so!
I have been attempting to get USfastcash to mark my account pif, but no luck. They are adamant that they are licensed in Wyoming but have yet to prove that to me. I get shuffled around from compliance dept. to customer service and back to compliance. I had a previous loan with them that I paid before this recent loan and they keep throwing that in my face, which I reply that I have only recently found out my state laws. Then they state they don't have to follow those laws which I wave the BS flag and even faxed them a copy of the law that states they have to go by Wy laws. It didn't faz her she still was arguing that Wyoming laws don't apply. How aggravating is that? Well the fight goes on. Any suggestions? I am also fighting with Geneva Roth and Payday Avenue.
I think I need to go get more ibuprophen.
Thanks for letting me vent.

Posted: Wed May 02, 2007 5:10 pm Subject:

Congratulations on your success in dealing with DMS. I'm glad things worked out for you.

Posted: Wed May 02, 2007 6:33 pm Subject:

Congratulations!! I am still fighting with Payday Avenue also. Good luck with them!

Posted: Mon Jul 02, 2007 8:35 pm Subject: DMS

I need a fax # or Address for DMS

Posted: Tue Jul 03, 2007 10:49 am Subject:

DMS marketing Loanshop 1-800-493-3380 / 1-800-757-0122

CAT · Posted: Mon Aug 06, 2007 3:56 pm Subject: PAYDAY SELECT

I have a loan with payday select, i email them to let then know i had close my checking account , and i would like top make a payment arrangement with them i could handle the loan was for $ 5oo.oo they email me back with a payment arrangemnet of $192.oo every 2weeks for 8 weeks. They are starting to call me at work can you help me. I live in kentucky i told them i could not afford that.

Posted: Mon Aug 20, 2007 3:24 pm Subject:

I hope that you get your refund. Keep us updated on when you receive your refund. This is an inspiration to everyone.

Make sure you keep a copy of the PIF letter from them, you never know if they will try to come back on you at a later date, just to cover your bases.

ladybug

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DMS Marketing marking my account PIF and giving the refund

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