| Message |
Author |
 Posted: Mon Jan 07, 2008 6:14 pm Subject: I beat MRC Receivables in court today thanks to this site! |
|
|
Thanks so much for all the help!
After learning that MRC Receivables is a junk debt buyer, and after learning what "junk debt buyer" means I was very irriated.
If not for this site I might well have wound up having a judgement against me. I was so nervous in court - I spent hours preparing my defense - I thought they were going to show up with documents to proove I owed on the debt....but at court it was MRC's lawyer who told the judge to dismiss the case with prejudice.
WHEH! Just wanted to share.
_________________
Register today to encash debtcc points.
|
|
munchkin130
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Jan 07, 2008 6:20 pm Subject: Great!!! |
|
|
Congratulations!!!
I'm glad it all worked out for you.
It definitely makes me feel better to read some success stories in these forums too, Lets you know they really do help people!
|
|
FloridaRon
Joined: 13 Oct 2007
Posts: 701
Debtcc Points: 5222
|
|
|
|
JCEMT
Moderator
Joined: 10 Sep 2007
Posts: 2997
Debtcc Points: 27046
|
|
|
|
unclewulf
Moderator
Joined: 27 Nov 2007
Posts: 2139
Debtcc Points: 17958
|
|
|
| Posted: Mon Jan 07, 2008 7:00 pm Subject: |
|
|
I'm guessing they were banking on you not showing up so they could get a default judgment. When you showed up (probably seeming confident) they may have surmised that you had a plan, thus ruining their gambit.
_________________
Regards
JCEMT
Here is a list of resources for the community
Site TOS
|
|
JCEMT
Moderator
Joined: 10 Sep 2007
Posts: 2997
Debtcc Points: 27046
|
|
|
| Posted: Mon Jan 07, 2008 7:37 pm Subject: |
|
|
Let me elaborate - I followed advice from this site & this was my 3rd court date.
When I filed my answer @ 1st court date I demanded debt validation & that the case be dismissed with prejudice if validation was not provided. Honestly - I don't even know what "with prejudice" means - I was just following some advice on filing my answer properly. Anywho - judge continued case @ lawyer's request.
At 2nd court date lawyer still didn't have debt validation - so judge moved to bench trail.
At 3rd court date (bench trail) I was so very nervous - I imagined they'd dig up old docs & doctor them up to look more recent to win their case, but they didn't. I think they didn't have their proof & knew they would not win, so rather than waste everyone's time they just told the judge to dismiss with prejudice, as I had requested in my filed answer.
On another note, I think the judge was surprised I filed an answer at all. The guy before me did not & judge was harsh w/him - telling him to come back to next court date & "come back with money".
I just wanted to share because I see so many other posting here are dealing with junk debt buyers - hopefully my story will help give some hope to those who might be feeling hopeless.
_________________
Register today to cash in debtcc points.
|
|
munchkin130
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Jan 07, 2008 7:45 pm Subject: |
|
|
It certainly has Munchkin, I'm glad we could help you out. As to dismissing the case with prejudice, it means that the suit has been dismissed and they may not sue you for it again.
_________________
Regards
JCEMT
Here is a list of resources for the community
Site TOS
|
|
JCEMT
Moderator
Joined: 10 Sep 2007
Posts: 2997
Debtcc Points: 27046
|
|
|
|
|
| Posted: Mon Jan 07, 2008 8:01 pm Subject: |
|
|
:lol:GREAT MUNCHKIN130!!!
I FEEL SO HAPPY FOR YOU MUNCHKIN130 AND I'M NOT SORRY FOR THE BIG SHARKS.
|
|
tsacgiv
Debt Samaritan
Joined: 08 Aug 2006
Posts: 1690
Debtcc Points: 3332
|
|
|
| Posted: Mon Jan 07, 2008 9:09 pm Subject: |
|
|
Good job munchkin! I remember your earlier posts getting ready for this court date....good for you!!
|
|
volleyballmom
Debt Samaritan
Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
|
|
|
| Posted: Mon Jan 07, 2008 9:46 pm Subject: |
|
|
Congrats!
|
|
FYI
Moderator
Joined: 18 May 2006
Posts: 1729
Debtcc Points: 16378
|
|
|
| Posted: Tue Jan 08, 2008 2:34 am Subject: |
|
|
woooooooooooooooooooooooooooooooooooooo
hooooooooooooooooooooooooooooooooooooo!!!!!!
|
|
socksfullofrocks
Joined: 14 Dec 2007
Posts: 579
Debtcc Points: 58
|
|
|
| Posted: Tue Jan 08, 2008 6:43 am Subject: |
|
|
Munchkin...reading posts like this gives us all hope. You stuck to your guns and got the job done. Good for you!!!
|
|
laura19544
Joined: 13 Aug 2007
Posts: 458
Debtcc Points: 6503
|
|
|
| Posted: Thu Jan 10, 2008 8:50 pm Subject: |
|
|
Great job...you have given us all hope.
ladybug
|
|
ladybug
Joined: 29 May 2007
Posts: 2641
Debtcc Points: 24347
|
|
|
|
cajunbulldog
Moderator
Joined: 20 Dec 2006
Posts: 4886
Debtcc Points: 37779
|
|
|
|
|
| Posted: Fri Jan 11, 2008 12:53 pm Subject: |
|
|
Hi, I'm glad i came across this site, because I'm going through this right now, and I'm very stressed. I have a court date pretty soon, and I needed some hope, so thanks to everybody for sharing your experience with me. Wish me luck
_________________
Register today to cash in debtcc points.
|
|
Carmel
Guest
Debtcc Points: 100
|
|
|
