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 Posted: Wed Sep 12, 2007 11:18 am Subject: Heck with the AG - I just went in to agreement on PIF 11 |
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Ok - so as I have said before I personally feel obligated to pay off the principle borrowed regardless of how long a history I have had with some of these PDL's. Ameriloan was my last holdout - I had only made one payment of $180 on a $600 loan when I defaulted. So in my mind I still owe them $420. Last month their automated system tried to deal with me but it wouldn't go down to just the principle. Well I got an email from them about an hour ago offering a one time deal of $420 to close it out. All principle payment no fees. The catch was it had to be in one payment and they needed it by the 1st of October or else they would fire it back to collections for the $960 they were looking for. I nicely countered that I needed at least two pay periods to come up with the money and they agreed! The remaining four have all been overpaid and all have ignored inquiries from the BBB so as far as I'm concerned they are history 
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MPEREZ56
Joined: 06 Nov 2006
Posts: 253
Debtcc Points: 6645
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| Posted: Wed Sep 12, 2007 11:20 am Subject: |
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Way to go! Great to hear the success stories! 
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Punkteri
Joined: 17 Aug 2007
Posts: 202
Debtcc Points: 3092
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| Posted: Wed Sep 12, 2007 3:53 pm Subject: |
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I am happy for you mperez you rock.
ladybug
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ladybug
Joined: 29 May 2007
Posts: 2745
Debtcc Points: 24743
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| Posted: Wed Sep 12, 2007 4:56 pm Subject: |
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Mperez, you are awsome and an inspiration. - Roxy
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 4093
Debtcc Points: 11661
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| Posted: Wed Sep 12, 2007 5:37 pm Subject: reply |
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mperez, I never had a doubt in my mind what you could accomplish. You are amazing. You are a fighter. And everyone on this board should look up to you. I swear to you, I still remember the first day you posted.....
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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| Posted: Wed Sep 12, 2007 6:14 pm Subject: |
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Aw Cannr - you have me blushing!  I'm a Taurus and stubborn is my middle name. It's been a very hard lesson to learn but learn it I have. I am just so thankful that I found this site and the wonderful support system that resides here. Now that the dust is settling I will try and figure out how to use my blog so I can share the details of my journey. Who know's maybe the AG will come up with something now that I have completed all the leg work and we will give these PDL's what they have coming!
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MPEREZ56
Joined: 06 Nov 2006
Posts: 253
Debtcc Points: 6645
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| Posted: Thu Sep 13, 2007 9:32 am Subject: |
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MPerez
I am so proud of you. I still am working on 3 more. Of those ,2 are not even in this country. When ever I get frustrated, I think of you and all that you had to deal with, and it gives me the extra push to keep fighting. Rock on New York
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5461
Debtcc Points: 38903
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| Posted: Thu Sep 13, 2007 12:11 pm Subject: |
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Way to go!
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goudah2424
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