Internet's first get-out-of-debt community - 128,000 members

Posted: Sun Jun 10, 2007 10:31 am Subject: Thank You!

After HOURS upon HOURS of reading your posts, getting much needed information, finding addresses/phone numbers for pdl's, learning the laws, etc... I have finally type out EVERY letter for my 12 (yes, 12) pdl's. Some owe me a refund and some I owe them. I have already emailed every one of them. I am now getting ready to fax every one of them. And then I am placing a hard copy in the mail to every one of them. Thank you for your assistance in this whole mess. At least I feel better with your help and also I've actually got something going here instead of being scared to death and hiding in the corner! Wish me luck and I'll keep you posted as to how it's going. Lots of work, but I do believe it's worth it, even for just peace of mind. Thank you.

Posted: Sun Jun 10, 2007 10:33 am Subject:

Congratulations on taking this first, very important step! Good luck with the rest of the process, and keep us posted! Very Happy

Posted: Sun Jun 10, 2007 11:18 am Subject:

Glad we could help! So I assume you did get the info for Cash Today? Definately report back and let us know!

Posted: Sun Jun 10, 2007 11:35 am Subject:

It's so good to hear something positive about the Forums! I am glad you are making progress-it takes alot of stress off,huh? Keep up the good work, and if we can help, let us know..Karen

Posted: Sun Jun 10, 2007 8:54 pm Subject: Cash Today and others....

I found info for all 12 pdl's (thanks for the bbb site tip) whether it was phone/fax/email/address. I did it all. With the info found on the WONDERFUL forum and the info found on other sites (concerning state laws) I have actually gotten the ball rolling. It's amazing how these companies operate under different names, as I've found out. Without your help, I would still be at square one staring at the wall shivering with fright. Thank you all so much! Hopefully this is the beginning of something good. You're all wonderful.

Posted: Mon Jun 11, 2007 12:45 pm Subject:

And you are too, girlie!! Keep at it!! It's a long journey, but it'll be worth it!

Posted: Mon Jun 11, 2007 4:15 pm Subject: Got one response!

I was scared to death, but got one email response from my 12 pdl's. They agreed to the LEGAL amount owed to them according to my state and gave me 30 days to PIF. I'm more than glad to do that! No more fees, charges, etc. Finally! I know it's just ONE, but it's a start! If it wasn't for you guys, I'd still be paying illegal fees and be poor because everyone was eating my paycheck! Love you all! And this is also a little inspiration for others - at least I got a response that was reasonable and acceptable. Like I said, it's only the first one, but it gives me hope & hopefully others reading this will have a little ray of sunshine come down on them during this dark period!

Posted: Mon Jun 11, 2007 4:27 pm Subject:

Stick to your guns, Cannr. You will surely come out of this mess. It's just the beginning with a good start. Smile

Those who violate the laws cannot continue forever. Use your legal rights and make them work on your terms.

Posted: Mon Jun 11, 2007 9:44 pm Subject: 1 more response!

I got 1 more response today! That's 2 in 1 day! I amazed! This one agreed to settle! Only 10 more to go! LOL! It's not as bad as I thought it was going to be (yet). PLEASE KEEP ME IN MIND WHEN YOU THINK THE WORST! I have the most horrible luck, was scared to death, was clueless - until I found this site. Now I actually am standing up for myself and it's working out! Like I said, I have a long way to go (10 more) but 2 is better than nothing! And it's going well. Not ugly. Not mean. But that could all change! I will keep you posted on the progress of the last 10. THANK YOU ALL FOR BEING ANGELS!

Posted: Tue Jun 12, 2007 12:33 am Subject:

Cannr - you will be fine..I was in a big mess until I found this forum and it has been a year now and I am out of the PDL and no matter how hard things have gotten, I just say no to PDL'S....thanks to this forum...

Posted: Tue Jun 12, 2007 1:28 am Subject: Hard Lesson Learned

Oh yes, my friend! I have learned my lesson the HARD HARD HARD way (as we all have). It''s amazing how easily I was sucked in. But they say the best way to learn a lesson is the hard way. That way you''ll never forget. If I ever hear of anyone mentioning a pdl, I''ll be standing there preaching like a preacher in a church! LOL! I owe the progress that I''ve made so far to this AWESOME forum and the AWESOME people with so much knowledge and resources.')

Posted: Tue Jun 12, 2007 6:37 pm Subject: Another reply!

Got 1 more reply via email from pdl. They stated that they are "investigating" it and would respond to me within 24 to 48 hours. However, they did adhear to my request not to contact me via telephone. They stated that their policy was to contact the customer via telephone and discuss, but since I requested communication only through US mail or email, that they emailed me. They did make sure to send it with a "read confirmation". Which is fine. They did abide by my wishes and didn't call me. And they are "investigating" it and gave me a response time of 24 to 48 hours. At least it's something. So far 3 have responded out of 12. Waiting to hear from the rest of them (all 9!). I'll keep on forging forward! Thanks for your support!

Posted: Tue Jun 12, 2007 6:44 pm Subject:

Hi Cannr. Can you pm me with the letter you emailed to your pdls. I have had no response from mine. It sounds like yours was very effective and I would like to "borrow" it if that's ok. Smile

Posted: Wed Jun 13, 2007 11:51 am Subject: PDL

One the 3rd response I recevied, I receieved another email after they "investigated" it. They kept insisting over and over that are within the law, blah,blah. However, they kept stating their OWN state laws. So I wasn't too concerned. They insisted they did nothing wrong. But then - after reading forever about how wonderful they are - they stated that they would settle for MY state law amount as a courtesy to me. Lord! So there's 3 down. The other 9, I sent 2nd notices to. I emailed them all yesterday & today I will fax them all. Don't ask me what to do if they don't respond! I guess it'll catch their attention eventually when they're debits don't go through. Hopefully today I'll hear from a few more. With GOOD news! Just an update!