back on the forum and overwhelmed

I have been off the forum for a year and a half because I have just been overwhelmed and feeling like nothing would help me ... my husband and I have been having major problems, I had a bad car accident and needed surgery, I lost my job, tried a new job that I hated, so now have been jobhunting for almost 6 months. All of my credit cards have not been paid for 6 months, my mortgages are both over 2 months late, and I feel like I am drowning. Because of my marital problems I don't want to sell the rental house in the other state because I might need to move into it, but every day that goes by we get further and further behind. If ONE part of my life was okay it would be different, I am normally a pretty positive, happy person, but I am at the end of my rope right now. Sorry to be depressing but I am hoping that coming back to the forum and trying to respark my life will help drag me out of this hole. A job would help ha ha ha.

Are you collecting unemployment?
Does your husband work?
Looks like your credit cards will be charged off shortly. If you're not working, they can't do a wage garnishment, but they can put a lien against your property.

Have you consulted a bankruptcy attorney? Without income to pay any bills, this might be your best option before your creditors get judgments.