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 Posted: Fri Jun 08, 2007 9:45 am Subject: Settlement offer from United Cash Loans!!! |
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This is what I got in the email today after several weeks of letter writing, emailing and faxing:
| Quote: | "Dear: Miranda ****
Re: United Cash Account # ****
This department has received the recent communication regarding the above account. The terms and conditions are available from the website at the time of application, and there is a 48 hour window in which to cancel the agreement without incurring any fee. In addition before each debit an account summary is provided to you, which also summarizes the terms once more, and all the options for repayment.
Although we believe all the terms and conditions have been met, we wish to assist you by writing off the balance remaining on your account.
*****THIS SETTLEMENT IS CONTINGENT ON THE FACT THAT NO OTHER DEBITS PREVIOUSLY PAID ON YOUR ACCOUNT ARE RETURNED BY YOUR BANK****
Your account with us is now closed permanently and you will be ineligible to do any future business with United Cash Loans, or any of our affiliates.
United Cash Compliance Department
Fax: 1-800-230-9480
Email: compliancedepartment(at)unitedcashloans.com"
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Two quick questions: 1) Is this the same as paid in full? The way they say "your account is closed permanently" sounds ominous. 2) Has anyone ever gotten a refund from this company? I asked for $219 but am more than happy with a PIF> but if they've given refunds out to others maybe I'll keep pushing. Lord knows I could use the money!
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miranda62743
Joined: 02 May 2007
Posts: 33
Debtcc Points: 1074
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Johnson4485
Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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| Posted: Fri Jun 08, 2007 4:41 pm Subject: |
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It's very difficult to get a refund from this company. Yes, make sure you get something from them that states the account is considered PIF. I think writing off the balance is their way of stating this.
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CowampChicken
Joined: 20 Dec 2005
Posts: 3675
Debtcc Points: 36194
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