Actually, this was originally a post I posted as a reply to another topic in another area of the forum, but the more I thought about it, the more I thought it was actually in some way a success story, and an illustration of how wonderful this forum is and how beneficial it is to be part of it. So I thought I would go ahead and post it here.
Last night ( I work a 6pm to 2 am shift. Blech ) while on one of my breaks, I happened to sit down with a fellow co-worker. We did the usual "meet and greet", talking about how things were going, and she happened to say, "damn, we just got paid the other day and I already had to take out ANOTHER loan". I asked her what kind of loan it was, and she said, "a payday loan".
So I asked her some questions and she told me she had about 4 storefronts and 3 internets and how she has been stuck in this vicious cycle for months and months where she is constantly taking out new ones to pay off old ones, and then taking out more to pay bills on top of that.
You have no idea how wonderful this forum has been, because I just sat right there and educated her on what she could do, what options were available to her, and what her rights were. She felt so much better and now has a plan of action to get out of the PDL cycle, and I was able to help her and inform her based on all the things I have since learned by being part of these forums.
Knowledge is power ^_~x These forums are fantastic. _________________ Caress the one, the never-fading rain in your heart; the tears of snow-white sorrow. Caress the one, the hiding Amaranth in a land of the daybreak ~ Nightwish