function CalculateDIR(MonthlyRent,GrossSalary,MonthlyCreditCardPayment,BonusOvertime,CarLoanPayment,OtherIncome,OtherLoanObligation,AlimonyReceived)
{
TotalMonthlyExpenditure = MonthlyRent + MonthlyCreditCardPayment + CarLoanPayment + OtherLoanObligation;
TotalMonthlyIncome = (GrossSalary + BonusOvertime + OtherIncome + AlimonyReceived) / (12);
if(!(TotalMonthlyExpenditure<=0 || TotalMonthlyIncome <= 0))
{
RealDebtIncomeRatio = Math.round((TotalMonthlyExpenditure / TotalMonthlyIncome ) * (100)) ;
}
else
{
RealDebtIncomeRatio = 0;
}
return RealDebtIncomeRatio;
}
function FnGetFinancialStatus(APRVAL)
{
if(APRVAL>49)
{
message = 'Get professional help to aggressively reduce debt.';
}
else if(APRVAL>42 && APRVAL<=49)
{
message = 'Financial difficulties are probably imminent unless you take immediate action.';
}
else if(APRVAL>36 && APRVAL<=42)
{
message = 'Not bad, but start paring debt now before you get in real trouble.';
}
else if(APRVAL>0 && APRVAL<=36)
{
message = 'This is a healthy debt load to carry for most people.';
}
return message;
}
function ShowDIR()
{
var MonthlyRent=parseInt(document.frm1.monthlyrent.value);
var GrossSalary=parseInt(document.frm1.grosssalary.value);
var MonthlyCreditCardPayment=parseInt(document.frm1.monthlycreditcardpayment.value);
var BonusOvertime=parseInt(document.frm1.bonusovertime.value);
var CarLoanPayment=parseInt(document.frm1.carloanpayment.value);
var OtherIncome=parseInt(document.frm1.otherincome.value);
var OtherLoanObligation=parseInt(document.frm1.otherloanobligation.value);
var AlimonyReceived=parseInt(document.frm1.alimonyreceived.value);
if(isNaN(MonthlyCreditCardPayment))
{
MonthlyCreditCardPayment = 0;
}
if(isNaN(BonusOvertime))
{
BonusOvertime = 0;
}
if(isNaN(CarLoanPayment))
{
CarLoanPayment = 0;
}
if(isNaN(OtherIncome))
{
OtherIncome = 0;
}
if(isNaN(OtherLoanObligation))
{
OtherLoanObligation = 0;
}
if(isNaN(AlimonyReceived))
{
AlimonyReceived = 0;
}
if(isNaN(MonthlyRent) || MonthlyRent <= 0)
{
var Result='Please enter valid number in the calculator';
document.frm1.monthlyrent.focus();
}
else if(isNaN(GrossSalary) || GrossSalary <= 0)
{
var Result='Please enter valid number in the calculator';
document.frm1.grosssalary.focus();
}
else
{
var DIR=CalculateDIR(MonthlyRent,GrossSalary,MonthlyCreditCardPayment,BonusOvertime,CarLoanPayment,OtherIncome,OtherLoanObligation,AlimonyReceived);
if(isNaN(DIR))
{
var Result='Please enter number in the calculator';
}
else
{
var Status=FnGetFinancialStatus(DIR);
var Result='Debt Income Ratio:'+DIR+'% Financial Suggestion '+Status;
}
}
document.getElementById('DIR').innerHTML = Result;
}
function RemoveValue()
{
document.getElementById('DIR').innerHTML ='';
}
function FnShowInitialTableForCalculator()
{
if(document.getElementById('DebtIncomeRatioLink')=='http://www.debtconsolidationcare.com/')
{
var HtmlForm='';
document.getElementById('DebtIncomeRatio').innerHTML = HtmlForm;
}
else
{
document.getElementById('DebtIncomeRatioMain').innerHTML = 'To enable this Calculator, please paste the full code as described at Debt Consolidation Care';
}
}
function FnInitialiseCSSAndShowInitialTableForCalculator()
{
FnShowInitialTableForCalculator();
}
document.write('');
FnInitialiseCSSAndShowInitialTableForCalculator()