Warning: H&R Block 2009 Tax Rapid Refund Anticipation loan complaints

Yea don't use H&R Block! I did once again this year and am majorly screwed! I just got an email today saying my money should be in the bank! But if you read the fine print it says but "it may take your bank 1-4 days to direct deposit into your account"! Funny I called my bank and the deposit is not in their system yet!!!!

But have you learned anything yet?

OMG I can't believe I found this info!

My husband and I went to h&r block yesterday, never used them before. They charged a base rate of $250 and then with the extra forms we had I think the total was $316. We did the RAL, to us it was worth it, we are getting a lot back and it wasn't a big deal for us to pay the extra to get it sooner. BUT now I am seeing THIS! We did our taxes yesterday, if I call them today will they already know if we got approved or not? We have bad credit and knew nothing about possilby being denied.

Well H&R block just called and our check is there, crap that was quick!

you might want take your refund and go back to school and learn how to spell!

I don't know which HR BLOCK you use but I have worked at Block in SC for 15 years.In our office you are charged tax prep fees based on form used if you choose bank product RAL or Rac you are charged 29.95 and if you choose Ral additional finance fee based on refund these are bank fees we have no control of them. If you apply for RAL and are denied fees revert to RAC fees of tax prep and 29.95 bank fee

I just did my taxes with h&r block and the lady did not tell me i would recive it 08-15 day's i ask about the ral and it was after i ask that she told me it would take that long. i aways did tha ral

Use an online service like taxact or turbo tax online. I filed last week and my refund will be direct deposited on Jan 28th!

On-line tax services are definatly cheaper but there can be huge problems if there is a mistake. I filed with Turbo Tax two years ago and I thought I had filled everything out correctly and my return was accepted by the IRS but when my refund came it was for 800.00 dollars less than what Turbo Tax had showed. Because my original tax form filed with Turbo Tax was different than what the IRS had calculated my on-line tax form on Turbo Tax was removed. My printer was not working the night I had filed so I was not able to print a copy and later my return was gone off their site and I was unable to print it. Not having a copy of my tax forms created problems for me in filing for student aide and I had to stop school. I did get a corrected copy from the IRS two months later. I was never able to contact anyone at Turbo Tax regarding the problem. There is no customer service.

Sounds like you had a treasury offset against you.