this was what I sent:

My info

addressed to the State Franchise Tax Board


Date:

Re: my SS#

Dear Sir/Madam,


Last year I was going through a copy of my credit report and found that there was a tax lien of $_______ from the State of ________ on my credit report, which I was unaware of. This item was my ex-husband's debt but as I was trying to obtain a mortgage, I paid the debt in full.

As this debt was #1 not mine and #2 over 7 years ago, can this possibly be removed from my credit reports due to these circumstances? I would appreciate any assistance you can lend me in this request.



With regards,


You

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It is seven years 6 months from the date filed not satisfied as of F.C.R.A

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Unpaid tax liens remain 15 years from the filing date. Paid tax liens remain seven years from the paid date of the lien.

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I have tax liens on my report for state income tax to Illinois not paid in 1989 but have long been paid Every time I apply for crefit they are ingnored because they are so old They are just ANNOYING

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I am going to the same thing right now and tax lien does affect your credit score.I have been trying to get this delete off my report for 4 years.It is hard to get them deleted off your report before the 7 years from date file.Eqifax and transunion deleted after I paid it,but Experian won;t until the 7 years is over.

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if its 7 years, then why is mine still on in 2009 when the tax year was 1999. this was a tax lein that was not correct and it cannot be fixed according to my state.

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have you paid the lien? Or does it remain unpaid?

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smo65d11,

Who (and exactly how) do you contact at the credit bureaus to get them removed? Do you mind shreding some light on it?

I just had a 2002 tax lien (from CA as well, about $500) just being paid in June (for the same reason you had --- getting mortgage). Not sure if it is too early but figure doesn't hurt to try.

In my case, I think the lien was removed immediately for which I received a formal letter.
I had used mycredithealth.com but now it looks like a total waste of money.

Thanks a lot.

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smo65d11,

Who (and exactly how) do you contact at the credit bureaus to get them removed? Do you mind shreding some light on it?

I just had a 2002 tax lien (from CA as well, about $500) just being paid in June (for the same reason you had --- getting mortgage). Not sure if it is too early but figure doesn't hurt to try.

In my case, I think the lien was removed immediately for which I received a formal letter.
I had used mycredithealth.com but now it looks like a total waste of money.

Thanks a lot.

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I communicated directly with the State Franchise Tax Board, I don't think that I had to dispute it through the credit bureaus.

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