how long does a paid tax lien stay on your Credit Report?

this was what I sent:

My info

addressed to the State Franchise Tax Board


Date:

Re: my SS#

Dear Sir/Madam,


Last year I was going through a copy of my credit report and found that there was a tax lien of $_______ from the State of ________ on my credit report, which I was unaware of. This item was my ex-husband's debt but as I was trying to obtain a mortgage, I paid the debt in full.

As this debt was #1 not mine and #2 over 7 years ago, can this possibly be removed from my credit reports due to these circumstances? I would appreciate any assistance you can lend me in this request.



With regards,


You

It is seven years 6 months from the date filed not satisfied as of F.C.R.A

Unpaid tax liens remain 15 years from the filing date. Paid tax liens remain seven years from the paid date of the lien.

I have tax liens on my report for state income tax to Illinois not paid in 1989 but have long been paid Every time I apply for crefit they are ingnored because they are so old They are just ANNOYING

I am going to the same thing right now and tax lien does affect your credit score.I have been trying to get this delete off my report for 4 years.It is hard to get them deleted off your report before the 7 years from date file.Eqifax and transunion deleted after I paid it,but Experian won;t until the 7 years is over.

if its 7 years, then why is mine still on in 2009 when the tax year was 1999. this was a tax lein that was not correct and it cannot be fixed according to my state.

have you paid the lien? Or does it remain unpaid?

smo65d11,

Who (and exactly how) do you contact at the credit bureaus to get them removed? Do you mind shreding some light on it?

I just had a 2002 tax lien (from CA as well, about $500) just being paid in June (for the same reason you had --- getting mortgage). Not sure if it is too early but figure doesn't hurt to try.

In my case, I think the lien was removed immediately for which I received a formal letter.
I had used mycredithealth.com but now it looks like a total waste of money.

Thanks a lot.

smo65d11,

Who (and exactly how) do you contact at the credit bureaus to get them removed? Do you mind shreding some light on it?

I just had a 2002 tax lien (from CA as well, about $500) just being paid in June (for the same reason you had --- getting mortgage). Not sure if it is too early but figure doesn't hurt to try.

In my case, I think the lien was removed immediately for which I received a formal letter.
I had used mycredithealth.com but now it looks like a total waste of money.

Thanks a lot.

I communicated directly with the State Franchise Tax Board, I don't think that I had to dispute it through the credit bureaus.

that is a real good question. I know alot more about county tax liens, but I think I'm pretty close here.

I once asked my atty friend about how long a county tax lien can stay on the property. He said that it is 10 years, but then he also said something about how it can exist on the property for another 10 years, but I cant rememebr the state statue, also this is for FL.

Maybe there is a way that you can contact someone in the state dept in CA who may be able to help you.

Yes, I had my husband's tax lien from back in 1995 removed in March of 2010. It was paid in 1995, but when the tax debt was paid, the state failed to send that information to the county clerk, so that they could send him his release. They tried giving me the run-a-round stating that my husband had to pay another $75 to a county clerk in OH to have the release filed. Instead of paying the money, I contacted the credit bureaus and told and disputed it and told them it was paid back in 1995 and we wanted it removed. They are required to investigate the dispute. Two weeks after contacting the credit bureau, we received his updated credit report and it was deleted. If the state cannot verify that it hasn't been paid then they have to remove it from your report.

Best of luck.

Contact whichever credit bureau reported the tax lien and tell them you want to dispute it. The Bureaus are required by law to investigate any disputed information. If the state cannot verify that the amount is correct, has not been paid, or that you own it then they have to remove it. It only took two weeks from the date I called to receive an updated report with a 1995 tax lien on it and I did it this year. Sometimes you have to get nasty with them and be firm about that fact that you want proof from the state that this has not been paid or that the lien is correct. Do not stop at one person's response that this cannot be fixed by your state. Every time someone from the state says it cannot be fiexed then tell him/her you want to speak to his/her supervisor. Everyone has a supervisor and even if it takes getting transferred a hundred times to someone else, keep doing it until this is resolved.
Best of luck

California Tax Law states 10 years from when it was paid. Which means it could remain for additional 10 years.