Here is the link to "where is my stimulus payment":
https://sa2.www4.irs.gov/irfof/IRServlet?app=IRACTC
Please keep in mind, however, there are various reasons why people aren't receiving the payments on time:
-if you filed your taxes using an online service, like TurboTax, and you either had the fees for the service taken out of your refund OR you requested a Refund Anticipation Loan (RAL), you will not receive your stimulus payment by direct deposit - you will receive a check, and it will be mailed according to the schedule posted here:
http://www.irs.gov/irs/article/0,,id=180250,00.html
-If you filed your taxes on or after April 15, your stimulus payment will not be mailed according to the schedule posted at irs.gov - it will be mailed 6-8 weeks after the time your return was accepted by the IRS.
Here's the answers I found for your question about owing taxes possibly holding up your stimulus payment:
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Q. I received my stimulus payment, but it was less than what my friends and neighbors received. Why?
A. Your economic stimulus payment will be based on information provided on your 2007 income tax return.
Many, but not all, taxpayers qualify for the maximum basic payment of $600 for singles or $1,200 for married couples. Many parents are also receiving an additional $300 for each qualifying child, born after Dec. 31, 1990.
Your payment may be less than the maximum for one or more of the following reasons:
You are single and your net income tax liability is less than $600. If you file Form 1040 net income tax liability is the amount shown on Line 57, plus the amount on Line 52.
You are married and your net income tax liability is less than $1,200.
You are single and your adjusted gross income (AGI) is more than $75,000. On Form 1040, AGI is the amount on Line 37.
You are married filing a joint return and your AGI is more than $150,000.
You owe back taxes.
You have non-tax federal debts such as unpaid student loans or child-support obligations.
Around the same time you receive your payment, you will receive a notice from the IRS explaining how your payment was figured. It is important to keep this notice as a record of your economic stimulus payment. In addition, you’ll get a separate notice if you owe back taxes or non-tax debts.
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Q. I'm eligible for a payment but I still owe federal income tax from a prior year. Will my payment be reduced?
A. Yes. For this purpose, the stimulus payment is treated like any other tax refund. This means that part or all of your payment can be used to pay past-due federal or state income taxes or non-tax federal debt such as student loans and child support.
Q. How will I be notified if my stimulus payment was used to offset an outstanding debt?
A. If this occurs, you will receive a letter explaining how the stimulus payment was applied. [New 4/11/08]
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Based on those answers from the IRS, I'd say even if you owe money to the IRS, if the amount you owe is less than the stimulus payment amount, you will receive your check according to the schedule - it will just be for a lesser amount - and you should recieve a letter either just before or just after you receive your check to tell you how your stimulus payment was figured and why it was reduced.