debt settlement vs debt consolidation ? your thoughts !

any reptuable companies in the dfw area. What do you know about credit solutions out of Adison Tx

T Jones, You can call your Attorney Generals office and see if they are listed their as being a good company. I know they advertise a lot. Also contact the BBB to see what kind of reports they have on them. Do your homework before you sign with anyone. Best Wishes KYSIDE38

TJones........call the Secretary of States Office in Austin..........they will gladly verify the company's status in Texas. website here:

http://www.sos.state.tx.us/

i see some of the comments
does anyone know if swiftrock financial, inc. in austin is a reputable business?giftshoppe@comcast.net

Does anyone know if this is a legit company?

T Jones;

I checked out credit solutions via bbb and found that they have a horrible record. I too signed up with them; but got really no where. Ask for a refund and actually got one a month after. My phone calls were never returned and got different answers each time I asked one.

Also; put their name in the search engine above and read other threads about them.

Good Luck...

I have decided to use a company out of Florida that has a great rating and has been in business a long time..did lots of research and feel really comfortable about them. Very reasonable and has always been available to me..

Well I owed over fifty thousand in credit card debt and Swiftrock acctualy got met debt settled for way less, they even got me out of the program early and that was unexspected. I wound up only paying around 24 cents for ever dollar that I owed, and thought that would be more so they did me very well and I was very pleased.. Swiftrock will definetly shoot you strait. Thanks C Willis