debt settlement vs debt consolidation ? your thoughts !

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Sub: #1 debt settlement vs debt consolidation ? your thoughts !
Replied on 02-10-2007, 04:27 PM
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any reptuable companies in the dfw area. What do you know about credit solutions out of Adison Tx

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Sub: #2 debt
Replied on 02-10-2007, 04:34 PM
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T Jones, You can call your Attorney Generals office and see if they are listed their as being a good company. I know they advertise a lot. Also contact the BBB to see what kind of reports they have on them. Do your homework before you sign with anyone. Best Wishes KYSIDE38

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Sub: #3
Replied on 02-10-2007, 05:16 PM
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TJones........call the Secretary of States Office in Austin..........they will gladly verify the company's status in Texas. website here:

http://www.sos.state.tx.us/

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Sub: #4 austin, texas business
Replied on 03-31-2008, 08:31 AM
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i see some of the comments
does anyone know if swiftrock financial, inc. in austin is a reputable business?giftshoppe@comcast.net

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Sub: #5 Swiftrock Financial Inc
Replied on 04-18-2008, 10:28 AM
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Does anyone know if this is a legit company?

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Sub: #6 debt settlement vs debt consolidation ? your thoughts !
Replied on 04-18-2008, 12:32 PM
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T Jones;

I checked out credit solutions via bbb and found that they have a horrible record. I too signed up with them; but got really no where. Ask for a refund and actually got one a month after. My phone calls were never returned and got different answers each time I asked one.

Also; put their name in the search engine above and read other threads about them.

Good Luck...

I have decided to use a company out of Florida that has a great rating and has been in business a long time..did lots of research and feel really comfortable about them. Very reasonable and has always been available to me..

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Sub: #7 They were Awesome
Replied on 10-03-2008, 09:13 PM
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Well I owed over fifty thousand in credit card debt and Swiftrock acctualy got met debt settled for way less, they even got me out of the program early and that was unexspected. I wound up only paying around 24 cents for ever dollar that I owed, and thought that would be more so they did me very well and I was very pleased.. Swiftrock will definetly shoot you strait. Thanks C Willis




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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