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Posted: Wed Apr 18, 2007 7:07 am

First we took one out because of a bill that needed to be paid then again and now we have like 7 payday loans. now my bank has been overdrawn for about a month and a half and can't seem to get it back to normal. every time i get paid or my mom gets paid we put the money in and then by then the next due date comes up and again it gets overdrawn. i feel like im drowning. we never have money and we can't get a loan big enough to pay them off. i need major help! help please!

Posted: Wed Apr 18, 2007 7:12 am

Lyzette,
First: CLOSE YOUR BANK ACCOUNT.

Who do you owe?
How much did you originally take out?
How much have you paid toward the debts?
What state do you live in?

Posted: Wed Apr 18, 2007 8:49 am

i owe paydaymax, quickestcashadvance, my1. 200,300.200. on the first one i have just one more payment but since my account is overdrawn it keeps getting fees. and the others i pay every two weeks and every month, texas

Posted: Wed Apr 18, 2007 9:12 am

Here are the state laws for Texas regarding payday loans.

Posted: Wed Apr 18, 2007 11:19 am

Are you keeping a track with the pdl companies if they are posting the payments on your file? Review the charges allowed in your state and make arrangements with the pdls. You may need to close your account since its already overdrawn. I don't know if your bank will be willing to close the account until you have paid their fees. Talk to them and work out something good for you.