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Posts by texaslawyer
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Posted: Sun Jul 29 18:10:30 2007 My practice is getting too busy and moving in a ..
Posted: Sun Jul 29 17:46:11 2007 BRN probably won't even sue you. If anyone else ..
Posted: Sun Jul 29 17:36:48 2007 They never want to sit down with me. They always ..
Posted: Sun Jul 29 17:33:49 2007 Your state laws may address this issue. Some ..
Posted: Sat Jul 28 16:58:44 2007 Russell, telling you the account was handed over ..
Posted: Sat Jul 28 16:49:23 2007 That depends on your state common law and whether ..
Posted: Mon Jul 16 11:38:47 2007 They should send you a written request for ..
Posted: Mon Jul 16 11:18:11 2007 Collection agencies have been known to falsify ..
Posted: Mon Jul 16 10:53:35 2007 Kristi206: FBI probably won't investigate a ..
Posted: Mon Jul 16 10:48:37 2007 If of the amount owed was for personal, family ..
Posted: Thu Jul 12 14:29:28 2007 Get the evidence and call a lawyer. In my ..
Posted: Thu Jul 12 14:26:31 2007 Regarding return receipts: I still use them. ..
Posted: Thu Jul 12 14:17:47 2007 Sounds like it could be a good case with the ..
Posted: Thu Jul 12 14:16:11 2007 RJM is using credit reporting as a means of ..
Posted: Thu Jul 12 14:11:27 2007 Sounds like a sloppy skip trace landed on ..
Posted: Fri Jul 6 20:17:49 2007 I recently received a couple calls from ASG ..
Posted: Fri Jul 6 20:11:01 2007 With a $1,000 balance, chances are low they would ..
Posted: Fri Jul 6 19:52:29 2007 Sue them for threatening to put you in jail. ..
Posted: Fri Jul 6 19:50:46 2007 Everyone contacted by Legal Mediation Practice ..
Posted: Fri Jul 6 19:46:22 2007 Ward, it sounds like they acted like most debt ..
Posted: Fri Jul 6 19:43:41 2007 PM me if you are in Texas. If not, contact a ..
Posted: Fri Jul 6 19:40:42 2007 If they threaten to take legal action after the ..
Posted: Fri Jul 6 19:37:52 2007 Midland Credit Management MCM is for real. They ..
Posted: Fri Jul 6 19:28:44 2007 This sounds like a sloppy skip trace turned up ..
Posted: Fri Jul 6 19:17:26 2007 PM me with your information. I will give you a ..
Posted: Fri Jul 6 19:15:12 2007 Call a lawyer if they do file a criminal ..
Posted: Tue Jun 12 4:33:50 2007 I think it is a mix of 1. not enough information; ..
Posted: Tue Jun 12 4:30:33 2007 If NAF (National Arbitration Forum) is involved, ..
Posted: Tue Jun 12 4:25:49 2007 Allied says they are recording, but unless it ..
Posted: Tue Jun 12 4:20:08 2007 I think you answered your own question about the ..
Posted: Tue Jun 12 4:15:11 2007 dalfire497: One explanation for the hang up ..
Posted: Tue Jun 12 4:09:26 2007 State law may give you a lower standard, such as ..
Posted: Tue Jun 12 4:07:14 2007 Mr. Bill: You can publish my name and ..
Posted: Tue Jun 12 4:05:57 2007 The people are victims when they come to me. ..
Posted: Tue Jun 12 3:57:20 2007 The opinion of the court will be a very important ..
Posted: Tue Jun 12 3:51:12 2007 Just to be on the safe side, I would get legal ..
Posted: Tue Jun 12 3:41:40 2007 Old School: The problem with giving good ..
Posted: Tue Jun 12 3:31:53 2007 You may want to check your state laws regarding ..
Posted: Tue Jun 12 3:25:29 2007 It is also important to keep copies of all ..
Posted: Tue Jun 12 3:16:24 2007 Now you just lumped all lawyers into some ..
Posted: Sun Jun 10 10:23:49 2007 Follow up to answer Checkbook: I find it ..
Posted: Sun Jun 10 9:52:05 2007 These types of calls are not uncommon for Allied ..
Posted: Sun Jun 10 9:38:35 2007 You said you are overseas for one year. Are you ..
Posted: Sun Jun 10 9:21:07 2007 Cajunbulldog, I am impressed with your knowledge ..
Posted: Sun Jun 10 9:11:18 2007 Most of these types of calls are the result of ..
Posted: Sun Jun 10 9:07:36 2007 Just sued them: Midland Credit Management's home ..
Posted: Sun Jun 10 9:01:37 2007 I have a question for collector. Do you get ..
Posted: Sun May 13 15:36:35 2007 UFLP puts off lawyers in the same way. If you do ..
Posted: Sun May 13 15:33:10 2007 I've had two recent cases against Fred Hanna ..
Posted: Sun May 13 15:28:49 2007 State law would determine the answer. In TX: ..
Posted: Sun May 13 15:23:28 2007 Under TX law, when you dispute the account, they ..
Posted: Mon Apr 30 16:34:45 2007 Collecting on a student loan does subject the ..
Posted: Mon Apr 30 16:22:16 2007 I have a case pending against National Enterprise ..
Posted: Mon Apr 30 16:20:21 2007 IMACOLLECTOR, People like you keep me "in ..
Posted: Mon Apr 30 16:16:02 2007 The collectors will call before suit is filed. ..
Posted: Mon Apr 30 16:12:06 2007 Review everything they send you. Request ..
Posted: Fri Apr 27 17:31:01 2007 The bank is trying to avoid their legal ..
Posted: Fri Apr 27 17:13:00 2007 johnny, now that they have your contact info, you ..
Posted: Fri Apr 27 17:08:21 2007 Leah is right in that you can count on 2 bills at ..
Posted: Fri Apr 27 17:03:58 2007 Bill, I do advocate that people not pay an ..
Posted: Fri Apr 27 16:51:01 2007 In Texas, the cause number is the identification ..
Posted: Fri Apr 27 16:43:45 2007 If it is a third party collector, you can send a ..
Posted: Fri Apr 27 16:40:20 2007 Sending the cease and desist letter will probably ..
Posted: Tue Apr 24 13:43:55 2007 They will have to try to abstract the judgment in ..
Posted: Tue Apr 24 13:40:28 2007 Or just get a lawyer when the debt collectors ..
Posted: Thu Apr 19 19:24:56 2007 Know your rights and don't put up with their ..
Posted: Thu Apr 19 19:19:01 2007 Many CA's never intend to take legal action ..
Posted: Thu Apr 19 19:08:25 2007 Someone on this forum pointed out that RJM is not ..
Posted: Thu Apr 19 19:05:40 2007 If legal in your state, then record the call. ..
Posted: Thu Apr 19 19:02:21 2007 Threatening to pursue charges or even accuse you ..
Posted: Thu Apr 19 18:59:40 2007 I am filing suit against NCO next week. I have ..
Posted: Thu Apr 19 18:53:58 2007 Get a copy of the return of service showing who ..
Posted: Thu Apr 19 18:46:07 2007 Definitely accept service. That way you can file ..
Posted: Thu Apr 12 17:53:15 2007 In some states, you cannot be held liable for a ..
Posted: Thu Apr 12 17:47:15 2007 I have a response to their violations, sue the ..
Posted: Wed Apr 11 15:47:24 2007 There are a handful of debt collectors in ..
Posted: Wed Apr 11 15:40:30 2007 Just be careful. Lawyers like to sell their ..
Posted: Wed Apr 11 15:32:16 2007 Welcome to the board Marlee. I hope you give ..
Posted: Wed Apr 4 19:37:39 2007 I received a check recently. The accounting ..
Posted: Wed Apr 4 19:23:57 2007 Someonewhoknows is right on! If only I could ..
Posted: Wed Apr 4 19:16:03 2007 Law Student: You will find more than enough work ..
Posted: Wed Apr 4 19:12:23 2007 kscornell, you are correct. Requesting ..
Posted: Wed Apr 4 19:08:51 2007 The problem is that corporate America is ..
Posted: Wed Apr 4 19:04:10 2007 You can ask NCO if they own the account. Because ..
Posted: Tue Apr 3 20:52:51 2007 I have read Bud Hibb's info on certain debt ..
Posted: Tue Apr 3 20:39:16 2007 atxmbb: I think you should seak some legal ..
Posted: Tue Apr 3 20:30:45 2007 Telling someone you want to pay a debt you know ..
Posted: Tue Apr 3 20:27:18 2007 Depending on your state, they may not even be ..
Posted: Tue Apr 3 20:17:12 2007 Law Student: thanks for taking part in this ..
Posted: Sat Mar 31 11:32:19 2007 I'm dealing with a case that is very similar in ..
Posted: Sat Mar 31 11:28:20 2007 I agree with fins that this is not a violation. ..
Posted: Sat Mar 31 11:25:27 2007 I believe RJM uses a different collection agency ..
Posted: Thu Mar 29 20:09:19 2007 Mann Bracken collectors are known to committ ..
Posted: Thu Mar 29 20:06:46 2007 They committed a violation of the FDCPA. Not by ..
Posted: Thu Mar 29 20:03:59 2007 In my last dealing with Universal Fidelity Corp., ..
Posted: Thu Mar 29 19:58:55 2007 That is the same response I get on all my cases. ..
Posted: Mon Mar 26 18:57:04 2007 I have never been a collector, so I have never ..
Posted: Mon Mar 26 18:32:47 2007 The SOL defense is a legal right for someone to ..
Posted: Mon Mar 26 18:12:39 2007 JediMistressAri, I did not accuse you of ..
Posted: Mon Mar 26 9:34:35 2007 Here's a couple cases on the ..
Posted: Sun Mar 25 19:55:53 2007 "While I was collecting for ESM Enterprises ..
Posted: Sun Mar 25 19:44:32 2007 Make sure you come back. And if anyone does not ..
Posted: Sun Mar 25 19:39:46 2007 Well said. This is a good summary of the ..
Posted: Sun Mar 25 19:34:21 2007 If MCM decides to try to validate the debt, make ..
Posted: Sun Mar 25 15:49:12 2007 Just don't retire now that you're in the Hall of ..
Posted: Sun Mar 25 15:42:13 2007 To get a refund, you must have borrowed, received ..
Posted: Sun Mar 25 15:30:02 2007 For certain types of jobs, the government ..
Posted: Sun Mar 25 15:20:03 2007 another ..
Posted: Sun Mar 25 15:10:06 2007 need something other than ..
Posted: Sat Mar 24 18:20:00 2007 I have read about and talked to many people being ..
Posted: Sat Mar 24 11:38:20 2007 Mann Bracken is a collection firm. They do weigh ..
Posted: Sat Mar 24 11:16:27 2007 Karen, The first response from CA's is usually, ..
Posted: Sat Mar 24 10:55:39 2007 The letter does not appear to help you a whole ..
Posted: Sat Mar 24 10:45:22 2007 blinkberry; Your health should ALWAYS come ..
Posted: Sat Mar 17 18:44:44 2007 Sounds like you have done well for yourself. I ..
Posted: Sat Mar 17 16:41:05 2007 Maybe you could try this: In your cease and ..
Posted: Sat Mar 17 16:30:52 2007 Before you make another payment, ask for ..
Posted: Sat Mar 17 16:11:03 2007 I guess there is nothing wrong with spending it ..
Posted: Sat Mar 17 16:04:53 2007 I suggest you get all payment agreements in ..
Posted: Sat Mar 17 15:58:41 2007 Fire your tax preparer and use online companies ..
Posted: Fri Mar 16 15:52:47 2007 Morningstar, I doubt incarceration, but violating ..
Posted: Fri Mar 16 15:32:59 2007 I tried to refer a case to Dean Malone and he did ..
Posted: Fri Mar 16 15:29:08 2007 Stop sending payment. That will get them on the ..
Posted: Fri Mar 16 15:24:55 2007 I read the Maryland law. It says ..
Posted: Fri Mar 16 14:43:37 2007 I would bring a forklift to carry that big fat ..
Posted: Fri Mar 16 14:36:29 2007 Still recieving calls ..
Posted: Fri Mar 16 14:30:24 2007 Once you pay it off, it is too late to dispute. ..
Posted: Fri Mar 16 14:21:04 2007 If you have not received anything in writing, you ..
Posted: Sat Mar 10 7:39:43 2007 If they misrepresented that the caller is a ..
Posted: Sat Mar 10 7:31:39 2007 Collection agencies will not admit to having ..
Posted: Sat Mar 10 7:08:35 2007 I forgot to mention. Do NOT take out a payday ..
Posted: Sat Mar 10 7:04:18 2007 Every debt collector I come across violates the ..
Posted: Sat Mar 10 6:59:50 2007 Allied Interstate talks big, but does not do ..
Posted: Sun Mar 4 17:32:19 2007 Can anyone verify whether B&A is the old ..
Posted: Sat Mar 3 19:37:08 2007 If in your state, record the call when you talk ..
Posted: Sat Mar 3 19:32:25 2007 Well isn't our guest a smart ass. Probably one ..
Posted: Sat Mar 3 19:26:22 2007 Check the laws in your state. Some do not allow ..
Posted: Sat Mar 3 19:24:19 2007 If you a call in your state in a manner which is ..
Posted: Fri Mar 2 20:42:11 2007 MCM will not work with you when you dispute or ..
Posted: Fri Mar 2 20:34:47 2007 Most complaints probably don't show up because ..
Posted: Fri Mar 2 20:31:35 2007 Allied Interstate violate numerous collection ..
Posted: Fri Mar 2 20:28:23 2007 Do Not be afraid of this company. I had a client ..
Posted: Fri Mar 2 20:25:12 2007 Also look for a lawyer who works with the Fair ..
Posted: Fri Mar 2 20:22:19 2007 I have a case against Allied Interstate, aka ..
Posted: Fri Mar 2 20:18:54 2007 Just a thought... contact a lawyer in Nevada and ..
Posted: Fri Mar 2 20:15:52 2007 If they created a false payment to affect the ..
Posted: Fri Mar 2 20:11:14 2007 NCO... what can I say about their uneducated, ..
Posted: Fri Mar 2 20:08:11 2007 Not only can the take the car from her, they can ..
Posted: Fri Mar 2 20:05:11 2007 You need legal help. This could be a case of ..
Posted: Fri Mar 2 20:00:46 2007 Be sure to check the statute of limitations on ..
Posted: Thu Mar 1 6:23:23 2007 Some collection lawyers play this way. 1. File ..
Posted: Thu Mar 1 6:15:47 2007 My understanding (from my own student loans) is ..
Posted: Tue Feb 27 19:56:21 2007 Good advice SOAPLADY. Schools of higher ..
Posted: Tue Feb 27 19:48:39 2007 Allied Interstate is controlled by IRMC. ..
Posted: Tue Feb 27 19:41:54 2007 The Texas Debt Collection Act - Finance Code ..
Posted: Tue Feb 27 19:35:37 2007 Allied Interstate has made mistakes more than ..
Posted: Tue Feb 27 19:30:02 2007 If I take any case alleging violations of the ..
Posted: Tue Feb 27 14:48:09 2007 In Texas, one party consent means you can record ..
Posted: Tue Feb 27 14:40:40 2007 V&K has lawyers working with them. I have ..
Posted: Tue Feb 27 14:35:39 2007 It sounds like you have a good case if you can ..
Posted: Tue Feb 27 14:21:09 2007 FYI to consumers: If you have a good case, the ..
Posted: Sun Feb 25 21:10:59 2007 I have had many debts forgiven or paid off by ..
Posted: Sun Feb 25 21:01:11 2007 Every company you metioned has a bad history of ..
Posted: Sun Feb 25 20:56:53 2007 DON'T BE AFRAID!!! Collection agencies live by ..
Posted: Sun Feb 25 20:49:09 2007 Just some info on the call times. They cannot ..
Posted: Sun Feb 25 20:12:13 2007 You said they are calling your parents. Make ..
Posted: Sun Feb 25 19:59:50 2007 It does not matter which state your valid ..
Posted: Sun Feb 25 19:17:36 2007 The state in which you live determines the law on ..
Posted: Sun Feb 25 19:07:42 2007 I sent a validation letter to a third party ..
Posted: Sun Feb 25 18:59:01 2007 MCM is known to violate the law. I had a client ..
Posted: Sun Feb 25 18:45:47 2007 This company has paid me thousands of dollars ..
Posted: Thu Feb 22 16:28:42 2007 You mentioned it was 2-3 years ago. Keep an eye ..
Posted: Thu Feb 22 16:24:52 2007 It is called re-aging a debt. It happens when ..
Posted: Thu Feb 22 16:14:48 2007 I know one in Texas. naca.net is a good place to ..
Posted: Thu Feb 22 16:10:58 2007 Depending on the state in which you live, those ..
Posted: Thu Feb 22 16:08:27 2007 A debt collector from that company has feelings ..
Posted: Thu Feb 22 16:06:18 2007 Settled in full should work for you. If the same ..
Posted: Thu Feb 22 16:03:13 2007 AllianceOne Receivables Managment Inc. is their ..
Posted: Tue Feb 20 14:11:13 2007 You can reach their "compliance ..
Posted: Tue Feb 20 14:07:58 2007 Thanks. I just got back to my computer for the ..
Posted: Tue Feb 20 13:35:40 2007 Texas is a one party consent state also. FYI, ..
Posted: Tue Feb 20 13:31:23 2007 You can find a lawyer on naca.net This looks ..
Posted: Mon Feb 12 17:50:02 2007 I just want to throw something out there on the ..
Posted: Mon Feb 12 17:03:00 2007 You do not have to send a validation letter ..
Posted: Mon Feb 12 9:03:52 2007 They can't usually close them, just get an ..
Posted: Mon Feb 12 8:47:44 2007 There are lawyers who work in the areas of debt ..
Posted: Sun Feb 11 20:03:51 2007 You might be able to find a lawyer on naca.net ..
Posted: Sun Feb 11 19:57:38 2007 I'm not completely sure what is meant by "a ..
Posted: Sun Feb 11 19:44:49 2007 This is a question you must ask your divorce ..
Posted: Sun Feb 11 17:21:01 2007 Cajunbulldog is right is not recommending a full ..
Posted: Sun Feb 11 14:34:59 2007 Trying to collect an amount not due is another ..
Posted: Sat Feb 10 22:15:18 2007 I tend to lean the way of cajunbulldog. The ..
Posted: Sat Feb 10 21:20:00 2007 In this case, $$millions$$ funny! That's all I ..
Posted: Sat Feb 10 19:47:02 2007 Does anyone have any experience with AllianceOne, ..
Posted: Sat Feb 10 19:44:51 2007 Tweety71, if you get a recording of Stan Morman, ..
Posted: Sat Feb 10 19:42:52 2007 That's what I'm talking about!!!! People do not ..
Posted: Sat Feb 10 18:53:18 2007 I hope they are reading this so they can know ..
Posted: Sat Feb 10 18:37:37 2007 Ginger Lee, but the last name could be spelled a ..
Posted: Sat Feb 10 17:51:40 2007 Bad collector/good collector. They probably sit ..
Posted: Sat Feb 10 17:40:47 2007 I only backed off my case because I wanted to get ..
Posted: Sat Feb 10 17:37:54 2007 I'll take what I can get. I don't charge for ..
Posted: Sat Feb 10 16:06:08 2007 Why wait until the offender takes legal steps ..
Posted: Sat Feb 10 15:58:32 2007 In my area of the countyr, Palisades is sue ..
Posted: Sat Feb 10 15:56:31 2007 Often a suit will be filed and the plaintiff will ..
Posted: Sat Feb 10 15:53:13 2007 It works better when a lawyer sends the letter ..
Posted: Sat Feb 10 15:46:34 2007 I like cajunbulldog. Thanks for letting people ..
Posted: Sat Feb 10 15:40:46 2007 I recognize the threat that you or your account ..
Posted: Sat Feb 10 15:35:13 2007 , like most companies, can't keep their info ..
Posted: Sat Feb 10 15:30:57 2007 Sounds like they are playing "bad ..
Posted: Sat Feb 10 15:22:36 2007 My understanding is that the credit score cannot ..
Posted: Sat Feb 10 15:10:17 2007 Apparently Mann Bracken filed for arbitration ..
Posted: Sat Feb 10 10:32:36 2007 First, calm down. The more you read here, the ..
Posted: Sat Feb 10 9:55:37 2007 There are cases where the "affidavit" ..
Posted: Sat Feb 10 9:21:42 2007 What state are you in What they can actually do ..
Posted: Sat Feb 10 9:15:55 2007 Sounds like this starts back with Capital ..
Posted: Fri Feb 9 16:54:41 2007 If legal in your state, record the calls. You ..
Posted: Fri Feb 9 14:08:56 2007 You can probably bring a or state claim against ..
Posted: Fri Feb 9 14:04:18 2007 I have dealt with a company called PRS ..
Posted: Thu Feb 8 21:57:01 2007 I like cajunbulldog. Don't take any crap. They ..
Posted: Thu Feb 8 21:48:21 2007 Oh yeah. I will take that Lonestar, ..
Posted: Thu Feb 8 21:47:10 2007 Some report the chargeoff, some do not. Either ..
Posted: Thu Feb 8 21:36:26 2007 This post is long. Please read it in full and ..
Posted: Thu Feb 8 20:39:07 2007 Don't forget... even if past the SOL, they can ..
Posted: Thu Feb 8 20:27:20 2007 If their letter is threatening criminal charges, ..
Posted: Thu Feb 8 20:08:54 2007 It is normal to feel embarassed when you fall ..
Posted: Thu Feb 8 13:46:22 2007 I dream of cases like that walking through my ..
Posted: Wed Feb 7 18:21:34 2007 If you really want to stop this CA from making ..
Posted: Wed Feb 7 15:55:39 2007 Each state has its own statute of limitations for ..
Posted: Wed Feb 7 12:36:04 2007 It is very important to know the AND your STATE ..
Posted: Wed Feb 7 12:22:44 2007 It is alright if they fax you the agreement if it ..
Posted: Wed Feb 7 11:35:35 2007 You should also be aware that leaving the ..
Posted: Tue Feb 6 16:43:44 2007 The debt collectors who violate the collection ..
Posted: Tue Feb 6 14:07:07 2007 NAF in my opinion is a lapdog for the credit ..
Posted: Tue Feb 6 11:56:03 2007 Generally a collection agency cannot call third ..
Posted: Tue Feb 6 10:44:44 2007 NCA is a collection agency. Make them put in ..
Posted: Tue Feb 6 10:09:46 2007 Even more, if they are charging an illegal ..
Posted: Mon Feb 5 21:00:05 2007 Arrived and tired of seeing big business with its ..
Posted: Mon Feb 5 20:40:49 2007 The CA is bound by the letter. Save the messages ..
Posted: Mon Feb 5 20:33:26 2007 jetprincess: Asset Acceptance is full of it. ..
Posted: Mon Feb 5 20:16:57 2007 When a debt collector: 1. threatens to have you ..
Posted: Mon Feb 5 19:49:05 2007 These two posts remind me of scams reported by ..
Posted: Mon Feb 5 19:38:05 2007 72 hours should be sufficient time for them to ..
Posted: Mon Feb 5 19:34:30 2007 I see many people on this forum recommend using ..
Posted: Mon Feb 5 19:17:54 2007 In my dealings with NCO, they committed multiple ..
Posted: Mon Feb 5 19:13:37 2007 Attorney collectors are generally paid by a ..
Posted: Mon Feb 5 19:06:43 2007 Look for an attorney on naca.net. From personal ..
Posted: Mon Feb 5 19:02:21 2007 With Asset Acceptance it is important to ask for ..
Posted: Mon Feb 5 18:59:30 2007 If the SOL has run, a lawyer should be able to ..
Posted: Mon Feb 5 18:53:21 2007 NCA has a history. If they made a demand for an ..
Posted: Mon Feb 5 18:48:06 2007 Get the agreement in writing before you send any ..
Posted: Mon Feb 5 18:41:48 2007 NACA has some good attorneys, and depending on ..
Posted: Mon Feb 5 18:34:02 2007 It is not your responsibility to prove the ..
Posted: Mon Feb 5 18:24:00 2007 Get your own lawyer. Reaging an account is a ..
Posted: Mon Feb 5 17:40:43 2007 They have lawyers. Make sure you're ..
Posted: Mon Feb 5 17:29:59 2007 When negotiating you can insist on certain terms. ..
Posted: Mon Feb 5 17:25:47 2007 I would give them your contact information and ..
Posted: Wed Dec 20 15:21:33 2006 If it is an original creditor calling you, then ..
Posted: Wed Dec 20 15:15:15 2006 If the account was on a credit card, then the ..
Posted: Wed Dec 20 15:06:57 2006 You can send the collection agency a cease and ..
Posted: Wed Dec 20 14:42:00 2006 The legislative history to the FDCPA cites the ..
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