WFNNB listing on credit report – How to deal with it

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Hi I am having the same problem...I found a collection on my credit bureau and have disputed numberous times and sent letters to this company - no response.

I found this on the web:
World Financial Network National Bank (WFNNB) in Columbus, Ohio issues the dressbarn/Westport Ltd. Charge Card and many others. You can apply for the charge card by phone, mail or online.

By Phone:
(Toll-free) 1-888-427-7790

By Mail: World Financial Network National Bank (WFNNB)
P.O. Box 182273
Columbus, Ohio 43218

I received a collection letter from NCo Financial Systems Inc that is that has something to do with WFNNB Clark and I have no idea what this is. I believe this to be identity theft or fraud. What can I do about this.

I tried to contact the phone number on the letter 866-576-1447 and it apparently is another country because I was transfered twice and then hung up on. I sense a scam is going on.

Any ideas what to do?

Jenkins, dispute the item with the bureaus and request them to get the information about this account from the companies. If you are sure that this account does not belong to you, you need to contact the fraud department of the three bureaus and notify them about this incidence. Show them proof of your identity that confirms the account to be invalid. If you suspect identity theft, file an affidavit with the local sheriff where this account was opened. Provide all the copies to your creditor explaining about your identity theft. They will correct your file status.

Jenkins...That bank is associated with lane bryant credit cards, and probably their affiliates.
Do you have any cards for those stores?

I have the ACTUAL phone number for WFNNB, they are a subsidary of Alliance Data Systems.......you can reach their DIRECT phone at 614-729-4000 then hit #3, it is NOT a toll free call, keep that in mind, but it does get you DIRECTLY to WFNNB, and not any twist and turns for each individual company (WFNNB has credit cards for TONS of companies, like Victoria Secret, Express, Dress Barn, etc etc etc.......each one has a seperate division inside of WFNNB)

I received a letter from this company and it said my account with WFNNB Clark was purchaced by them. I have never had an account with Wfnnb Clark. When I call the phone number on the letter it appears to go out of the country and then they hang up on me. How can I get more information on this.

I do not have any Lane Bryant cards but my mother, who passed away several years ago may have. But she lived in another state.

Ray, NCO Financial must validate the debt in writing if it is obtained from WFNNB. Don't make any payment until you get the facts straight.

ok so I'm a college student who had a rough year and got my self into a couple thousand dollars in debt, not to much but enough. I'm terrified to call and talk to them about payments and such any advice??? Are people pretty flexible and understanding??

kaloha21, it won't be a good idea to hide from your lenders. If you have taken a loan from the company, you have to pay them back. If you avoid, the total amount will reach sky high with all the interest charges and fees. I will suggest you to talk with your lenders and see what they have to offer you. I am sure they will work out some arrangements as you are keen to pay your debt. We all went through the same situation and have been able to put things under control. You also need to deal with your lenders with the same positive approach. Give a try. If this doesn't work, use some professional help and talk to a counselor

I had an account with Clark Gas Station and that is what I attribute the WFNNB Clark for. Ever had an account through them? It might explain it.

You sent me a bill for returning an item which I would gladly pay but not the interest on shipping returns this is ludicrous. Nobody attachs interest on returns especially within the thirty day agreement. This is my second notice to you and yet you continue to bill me each month another $1.00. I am contacting my Atty State General of PA., and the Better Business Bureau in regards to these frivolous charges. I would appreciate if you can come back with a quick reply to put this matter to rest.

Thank you for your quick response and if I must I will to to the CEO's if necessary.
Pat Perago
personal address phone number and email removed per forum rules - polly

Patricia are you directing your statements towards debt consolidation Care or toware WFNNB Bank, which this thread is named after?

You may contact Debt CC by clicking here

You should never post your personal information on a public forum. It is against Debt CC's Terms of Service for your own protection.

The is a regular phone number for WFNNB if you have trouble getting through on one of their many toll-free lines. It is (614)212-7501. Good luck...

Patricia, How hard did you really try to contact this company? You are completely in the wrong place. Maybe you should pick up the phone and try calling them as well as e-mailing them. How can you even say you will go to the CEO when you have not even made any real attempt to contact the company you are looking for? This is an awesome website for people looking to give help and get help on debt issues.