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The 4 greatest myths about credit reports

Credit reports are an integral part of our day to day financial life. Ever since FICO developed the formula to calculate credit scores, it has been the basis for almost every lender when it comes to granting new lines of credit to applicants. Although most people have credit reports, rarely do they [...]


 
 

Fight identity theft in 4 steps

The United States economic system and its finance financial sector is built around FICO scores, credit lines, electronic transaction systems and digital personnel records. The identities of individual consumers have been reduced to a set of numbers and letters on the back of a card or under a paper [...]


 
 

Establishing business credit rather than using personal

Sure, MySpace is entertaining. It is just a great way to stay in touch with friends and get in touch along with outdated good friends. But that\'s it’s not all. Your business can drastically benefit from Facebook or MySpace also. The popular social media site has become one of the extremely promin [...]


 
 

Snow ball method and Credit Card Debt

Credit card debt has become the most common debt type in the society due to the economic lapse that most countries are currently facing now. Credit card debt is a consequence of unsecured use of credit cards. When the credit card debt is not paid on time it accumulates and increases through interest [...]


 
 

4 Reasons which make credit report more important than credit score

There is more or less a unanimous decision regarding which one matters more in life – credit score or report. Most people say that credit report matters more than score. After all, credit score is only a number. The number part of the credit score is certainly important, but not as essential as h [...]


 

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