Internet gambling debt

Wow! hope you can join a class action lawsuit against this company! I was contacted about gambling debts I actually made and there is no way I am going to honor them because I don't have to--LOL!!@! I am an addict for on-line gambling--owe everyone!!haha! and anyone who continues to fund my addiction deserves to get hosed! The companies who process and who try to collect are wasting their time if they think they can actually win! screw them all!!! they are breaking the law!!!

Abused, that is terrible what happened to you--and I hope you pursue that with legal authorities. All these people are doing is collecting a debt--and that does NOT give them the right to act as morality police! At that point, I would suggest to say something like "This conversation is over", and hang up on the maniac.
And Gambling Papason, sorry, if you do owe the money legitimately, you have an obligation to pay it! They did not make you go to the site and take out the debt.

BUT they are knowingly participating in an illegal activity and preying upon people with addictions--NO--they didn't MAKE me go to their sites--but if they are breaking U.S. laws by allowing me to gamble and funding it illegaly -too bad!!! (If I choose not to honor the debt!!!) they are the ones who SHOULD get screwed!!!! drug dealers can't collect on a bounced check--why should these scum bags be able to collect on their illegal activities?( Gee I changed my mind when I finally came to my senses!!!) Gambling is a far worse addiction than drugs as far as I am concerned--anyone who tries to collect these debts and prey upon the people who made the decision to gamble because the companies broke U.S law and ALLOWED them to gamble online --should get hosed--SORRY if you are so much more honorable than I am!--the law went into effect to help addictive gamblers and the people who prey upon them!!!Stop defending the companies who continue to support illegal activities please!!! No one should honor these debts--everyone should NOT pay and then and ONLY then will companies stop preying upon addicted on-line gamblers!! just my opinion-- sorry if it doesn't meet your standards! whose side are you on anyways???

I know Gambling Papason did not use the best tact in refuting that a gambling debt was owed but if it is a direct loan from a gambling site then the loan is illegal. Legally he does not owe the money and I even question the moral responsibility to the loan. On the other hand if he took cash advances on a credit card and then sent the money to a gambling site then the credit card had no knowledge of the gambling transaction so that debt would still be owed I think. Also PG just because they continue to loan you money so you can hit a stupid button and lose it does not mean you need to be doing that. To equate it back to the drug dealer, just because they loan you money to buy drugs does not mean you need to buy and them.

$ AND SENSE--I didn't use credit cards--used eft--and none were coded for gambling--and none ever are--so disputed all of them--nope I don't need to hit the stupid button-BUT if I can keep doing that and not have to pay for it---- wow what a rush!!!!--come on--we all know that if we actually ever win ANYTHING--we are going to end up playing it back and then some--no one should honor their gambling debts--people who are enabling the addiction--should get nothing in the end--I pay all of my real life debts--except on line gambling debts-(I consider these not real because if they are allowing me to play they are breaking the law-these off-shore parasites don't deserve to be paid)--don't allow me to gamble when you know it's illegal for U.S. players to wager--keep letting me do that and I will keep NOT Paying!! Very simple...and to equate back to the drug dealer--I would get arrested for buying drugs--but no one gets arrested for on-line gambling--BUT___the people who process the transactions andTRY to collect on the transactions should be LOCKED UP AND THROW AWAY THE KEY!J.M.O. thanks for listening

$ and sense--forgot to mention that I have numerous bank accounts--thus--the fun continues--LOL AGAIN!

You mentioned that you got WAMU to refund money back to you. How did you do that? My bank has allowed charges to go through as recently as this June- I was quite surprised when that happened! And now I am stuck with these charges, even though I was only "testing the waters", so to speak. And the site won't refund my money because I did not play 20x through! I didn't want to play, I just wanted to see if the bank would allow the transaction to occur! It seems that they knew, or should have known, that they should not have allowed the transaction to be debited from my account, using a debit card.

EXCUSE me "what do I do?"WERE YOU TALKING TO ME? YOUR RESPONSE ACTUALLY SEEMS LIKE A DECEPTIVE LYING DEBT COLLECTOR ATTITUDE-- HAS NOTHING--in common TO DO WITH PEOPLE ACTUALLY IN DEBT but as a response (in case you are actually seeking help) regarding disputing on-line unlawfull internet gambling debts--I didn't mention WAMU--what the hell are you talking about? and HELLO!!__you are not stuck with anything regarding internet gambling debts= if you choose to dispute--(whether you made the transactions or not!!)if the bank you are using allowed transactions that were improperly coded for on line internet gambling-whoever processed the transactions get screwed and YOU don't get stuck for testing the waters--what the hell are you talking about? Are you a debt collector trying to be a smart alleck and intrude the site annonymousley? WOW!! you tested the waters? Damn--you DON' T owe anything if it's legit---come one--it's illegal-- on-line internet gambling!! HELLO!!! TEST THAT!!! What the hell is WAMU?? Some sort of internet gambling theives??(GANG?) sounds crazy to me--but you're saying "what did I do?"--testing the waters?--Please admit that you are an addicted gambler--no one simply "tests the waters"--what in the heck are you talking about? Now you might have gotten confused that I said something( that I don't know what the hell you are talking about)--but--if you yourself actually made internet gambling transactions-and your bank processed those as recently as June of 2007--you do not have to pay a dime!![b]and if anyone tries to collect--they will get fined if they break the laws of fair debt collection---"what did I do?"-If you are for real you think you got stuck but you will NEVER have to pay an illegal on-line gambling debt--if you are for real --get unstuck--Get a lawyer who will in most cases recover more than what the dirty collection agencies are asking for--they are trying to collect an unlawfull debt--you aren't STUCK-they are!! Test some more waters if you feel like it--they are--open up more bank acounts at every bank in town--INTERNET GAMBLING DEBTS ARE ILLEGAL AND UNCOLLECTABLE --please "What did I do?" your comments are very strange--but if you are actually sincere--you will not have to pay a dime--believe me!!! I still can't understand the comment about "it seems that they shoud have known"--smells stinkably like DEBT COLLECTOR AS USUAL deceptive-and if this is the case guess what debt collector---"test the waters--seems like the bank should have known?--WAKE UP WITH YOUR WHATEVER--a bank in the U.S.A.--shouldn't have to "seem like they should have known anything"-if the transactions are coded LEGALLY and CORRECTLY in the first place--they simply WOULDN"T be processed and wouldn't eventually end up in debt collector's hands!--no one would try and test the waters as you have supposedly done--hey I have swam the entire OCEAN--versus your simply testing waters and have racked up over $50,000 that I processed in a simple week end from multiple accounts (some overseas) of having fun with these off shore parasites--no one in U.S. gets stuck with ANYTHING--and if you are legit--don't be "quite surprised"--get a lawyer to recoup any unfair debt collection that follows and then some-you are not STUCK--NO ONE WHO HAS INTERNET GAMBLING DEBTS IS STUCK____IT IS ILLEGAL----your credit rating will not be affected and if it is--the collection agency is liable for a huge lawsuit--YOU DO NOT HAVE TO PAY A DIME--WHAT DID I DO? IF YOU ARE ACTUALLT LEGIT__ YOU ARE NOT STUCK WITH ANYTHING--NOW THIS IS J.M.O.--but if any bank processed your transactions as late as June 2007--you don't legally owe a cent and that is an AMERICAN FACT!!!!! get real with the "got stuck" deal or get out of this site!!!!

"I just disputed about 3 grand worth of transactions from wamu and in 3 days they gave it back to me no questions asked. its been already 2 months and i havent heard a word from them and i already know why."

This was written by "Internet Gambler on June 6th.

I am NOT a debt collector. I AM a compulsive gambler. I "owe" Click2Pay, Neteller, Citadel, Firepay and every other illegal and offshore intermediary thousands of dollars, but I don't worry about it. Let them come and collect. Good luck. JMC has also been trying to collect from me. Good luck to them, too.

But I was truly surprised when my BANK allowed charges to be processed from my new debit card! And I don't know how to dispute it. I mean, what do I write to them... "Hey, I went to a questionable site and you processed the payment. Give it back to me?" (Funny, when I tried to post this the first time, the spam filter wouldn't let me use certain words!)

I am simply looking for the correct way to get to them. What kind of terminology do I use?

I thought it was a fair question, and I was looking for a fair answer. I wasn't looking to be attacked.

Sorry if you felt I have attacked you-- I have never been the sharpest tool in the shed-have always been fortunate enough that the family trusts have carried me through my transgressions--my worsts addictions have been drugs and alcohol--which led to the on line gambling addictions--if you are truely in need of help I am sorry if you feel I attacked you--you don't need any correct so-called " terminology "regarding illegal on-line transactions--"honk-atonk-ba-donk-a-donk" "NA_NU_NA_NU" -"chick-a-bom-chick-a-bombom!!"--any terminology will do--on-line gambling transactions from U.S. citizens residing in the U.S. is illegal today, yesterday,and LONG before this new law was actually enforced--DISPUTE because someone still allowed illegal on line gambling transactions to be processed--and let your bank know they are lucky they only allowed $3000 in illegal debt--I just got out of re-hab and will no longer be on this site--if I have been rude--I can only say that it is because I have seen so many people less fortunate than I have been--taken advantage of--and yah--maybe I was dealing with being sober after 10 years and a bit edgy--but I know I still care--these on-line gambling sites got a grip of money from me and I still have a grip of money left (after sobering up and knowing I don't legally have to pay them)--and believe me I paid them a bunch of money before I finally said enuff is enuff-I have been so angry on this space because I am angry about the people who think they can threaten- people who have fallen by the wayside-- my plea to you is DON"T BE THREATENED--if you owe an on-line gambling debt--you will never have to pay it--unless you choose to honor it--and why in the world would you EVER choose to honor any type of payment to companies who prey upon the weak and disheartened? Did they offer any type of honorable actions when they kept processing one transaction after another?--not caring to verify whether it was you-- or whether you ACTUALLY had the money? YOUR HONOR IS NOT AT STAKE HERE--THEY ALREADY compromized THEMSELVES before you processed one single transaction! I am out of here and won't be back but i still hope I have made an impact--DON'T PAY ON-LINE GAMBLING DEBTS BECAUSE YOU DON'T HAVE TO__DON't BE INTIMIDATED BY ANY COLLECTION AGENCY WHO SAYS YOU OWE FOR ON_LINE GAMBLING TRANSACTIONs--if in doubt or scared--or worried about so called "what terminology to use" contact your state attorney general--you don't need money to win--all you need is the fact that it was an illegal on-line gambling transaction--I am gone now--hope I didn't offend too many people--but also hope that I have helped at least one person by being here and posting my opinions C_YA--life can be better and it will be if you can let it happen!! stop gambling!! stop paying for your mistakes and move on to the next level!!! Papason is GONE!!! BYE!!

just wanted to add as an after thought that"What did I Do" is still very questionable as far as real? or debt collections in my book--the people who are left here can decide--I already have!!!

JUST WANTED TO SAY wow thanks gambling papason---you are my hero!!!!!

Can someone please give me some concrete advise here?

I have written, asking for help in writing to my bank to dispute two charges made in late May (I thought it was June, but when I checked my statement, it was late May)- so my 60 day window for disputing charges is rapidly approaching.

What do I tell my bank? I was attempting to engage in an illegal activity (online gaming) and they let the charges go through? I mean, honestly, how do I write this letter without putting myself at risk here?

I know this sounds incredibly dumb, but I am at a loss. And despite what gambling papason thinks, I am just an ordinary average citizen, maybe dumber than most. But if my bank via Mastercard- since it was a debit transaction from my account- allowed this, then shame on them, I want my money back. I just don't have a clue as to how to write this letter without exposing myself, too.

Please, someone help me.

im not sure if your plea is real because as papa said you seem very unlike us others. you stated you owe allgambling sites and good luck of they come after you but you were only testing the waters so to speak and none of this makes much sence/i think no one answered your pleas because it just doesnt seem sincere if you have made all those transactons/ you would know you dont have to write a letter to your bank you just dispute the cahrges with a form they allready have you dont have to write a letter just ask for a validating of what charges you suposedley purchased it won't say gambling and then you are out of the so called debt that you thought you might have owed someone/ i think that i have looked on this site in many places and no one has helped you because you really dont seem real you do come across as a debt collecter but it doesnt matter because if you arent /just do what i have said fill out the forms your bank already has availabel /your purchases you think you might owe were not coded as gamble debt/you owe zero/i think no one helped you with answer because you had too many stories with diferent answers/but if you really need help/you dont owe the money and do not have to pay and do not have to write a letter to your bank/if you dont believe this/// call your bank dont wait for someone on this site to advice wow

the fact that you mentined about how you owed citadel firepay neteller jmc but only tested the waters kind of gave you away ##no wonder you never got a rsponse help## except for someone who was actually trying to help someone who didnt seem indebt or reel you need to get l;ife and quit picking on people who owe money to your co--get out of this space who trys to offer help to those who realy need it!!!!!!!!!^

No! No no no and then again no! It is not shame on the bank via master card or whoever "who "allowed the transaction process----it is shame on whoever coded the transactions illegaly and allowed them to go through--how dare you say shame on your bank!!! You might have totally made a huge mistake-but it is not shame on your bank--it is shame on anyone who codes these transaction wrongly--your bank doesn't have a clue as to what you are spending $ on unless it a legit transaction!! We follow the laws-the people who don't and allow these transactions and process them deceptively and illegaly and then employ companies to colect on illegal transactions-- the shame slime is all over you and yours that you represent!! Get real puh-----------leeeeeeze@@@@@@@@@@