Should you diversify your investment portfolio? The answer is not a straight ‘yes’ or ‘no’.
Keeping a concentrated investment plan always has its own benefit of high return, but it also has a big risk of loss.
Bipolar people often make impulsive shopping decisions to release their stress. They shop excessively during the manic depression. Some bipolar people even shop beyond their affordability to establish their superiority.
When your debt gets out of control, it may affect your financial, emotional, and physical health. So, for a better financial future, you need to have a good health and a steady mental state to tackle your debts.
What is it that makes a budget complete and perfect?
Its ability to utilize all of your income and give equal importance to savings and expenses at the same time.
You can never deny the fact that you work hard today for a hassle free retirement life tomorrow. There’s always the sunshine after you crawl out of a dark den of hardship.
Ethically, not paying back debts is one type of theft and an act of stealing, actually!
You owe someone money and you are not willing to repay! What does that even mean?
Your savings is a big part of your financial portfolio. But don’t rely only on your savings as that will be a big mistake.
There are many other factors which are used to determine your net worth!
Money is one of the most sensitive topics, especially when friends are involved. You may feel utterly awkward when one of your desperate friends ask you to lend some money. Well, lending money to a friend is fine.