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I'm currently in the process of buying a home. Two days ago a Medical bill appeared on my credit as a collection. I had went to the ER in July 2013 and thought I had paid all my bills. This one was not paid. I contacted the collector and explained my situation. I was informed that the collection agency WILL NOT remove it from my report even if I paid it in full. They did offer to mark the account as paid. If marked as paid will the account still effect my score? Can a medical bill be reported?

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