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I took out a Check n Go installment loan and have made two payments of $246. It's becoming too much for me to sustain and I want to work with them perhaps an EPP or try and get a fee reduction but do I have to let it default into collections in order to get that to happen? I've got around $2500 left on the loan. Really trying to get out of the installment loan trap that I created for myself :(


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