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Need help, when i took the loan out for $500.00 I was told their is one fiance charge of $175.00 then my account would be charged $175.00 till balance paid off... ive made 4 payments of 175.00 a total of 700.00 when i called to see about the 25.00 extra i paid and getting it refunded they said i still had 500.00 to pay!! I asked why Ive paid them 700.00 that covered total cost of my loan 675.00 i should not owe them anymore, they informed me no they charge 175.00 fiance charge every two wks that i was not maken payments on my account just refinancing my loan. That was not how it was explained to me when i agreed to the loan, what can i do!!!

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