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I took out a Spotloan back in January for $800. I have paid $1638 and some cents already. They want me to settle for $370 which would make it $2008. I have thought about suing them in small claims court for the overage because I don't think this loan is legal in Ohio. I cannot find a license. They claim to be bound by Turtle Creek Tribe law. I asked the person calling me if they were an Indian. She said no. Their mailing address is Palatine, Illinois. I asked if there was an Indian reservation in Illinois. She said no, that the main office was in North Dakota and that was only a mailing address. Where can I find out more info about the legality of these tribal loans? Has anyone successfully sued them? I can find court cases from Colorado, California and Washington, but nothing about Ohio. Thanks.

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