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MPORTANT DISCLOSURE
PLEASE READ THIS DISCLOSURE CAREFULLY BEFORE SIGNING THIS AGREEMENT.
LENDER IS AN ARM OF THE TRIBE, IT IS A COMMERCIAL ENTITY FORMED PURSUANT
TO TRIBAL LAW, IT IS OWNED AND OPERATED BY THE TRIBE AND IT FUNCTIONS AS
A NON - PROFIT COMMERCIAL ENTITY OF THE TRIBE, FORMED FOR THE EXPRESS
PURPOSE OF ECONOMIC DEVELOPMENT. BOTH THE LENDER AND THE TRIBE ARE
IMMUNE FROM SUIT IN ANY COURT UNLESS THE TRIBE, THROUGH ITS TRIBAL
COUNCIL, EXPRESSLY WAIVES THAT IMMUNITY THROUGH A FORMAL, WRITTEN
RESOLUTION OF THE TRIBE’S TRIBAL COUNCIL. THE LENDER IS REGULATED BY THE
TRIBE’S CONSUMER FINANCE SERVICES REGULATORY COMMISSION (THE
“COMMISSION”). YOUR RIGHT TO SUBMIT COMPLAINTS IS LIMITED TO THE DISPUTE
RESOLUTION PROCESS SET FORTH IN THIS AGREEMENT AND TO THE COMMISSION
IN ACCORDANCE WITH THE TRIBE’S CONSUMER LENDING CODE AND
ACCOMPANYING REGULATIONS, IF ANY.

YOU AGREE THAT THIS LOAN IS MADE WITHIN THE TRIBE’S JURISDICTION AND IS
SUBJECT TO AND GOVERNED BY TRIBAL LAW AND NOT THE LAW OF YOUR RESIDENT
STATE. IN MAKING THIS LOAN, YOU CONSENT TO TRIBAL JURISDICTION FOR THIS
LOAN. YOUR RESIDENT STATE LAW MAY HAVE INTEREST RATE LIMITS AND OTHER
CONSUMER PROTECTION PROVISIONS THAT ARE MORE FAVORABLE. IF YOU WISH
TO HAVE YOUR RESIDENT STATE LAW APPLY TO ANY LOAN THAT YOU TAKE OUT,
YOU SHOULD CONSIDER TAKING A LOAN FROM A LICENSED LENDER IN YOUR STATE.




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