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Hi All -

I'm sure you all know the pain, I've felt like my world was collapsing over the past couple of months. I never knew this resource existed and sure glad I found it. I'm overdrawn in my checking account and just trying to get back to normal. I have a LOT of loans. From what I see, I may even hold the record. Very humiliating. Ready for it to be over. Please help, anything is SUPER appreciated.

I'm including a summary of all loans. I live in Texas and curious what the best course of action is. First I want to identify which lenders are ILLEGAL in Texas. Then I want to determine how to handle the remaining LEGAL loans. They are all Installment loans, except for Advance America which is a PayDay loan.

Thank you ALL in advance for your help.

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