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MCYDSNB is showing up on my credit report. Thanks to reading everyones posts I now know it is Macy's. But I have never had a Department Store credit card. It says I opened the account in 1987 which is impossible because I was 13. It also says I have $66 balance and a $5 monthly payment. But no history of being late. Even though I have never paid anything. Does anyone know what I should do? Call the number and get it erased or just leave it and see if it continues to go down?

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