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Hey I borrowed $300.00 from 10 Dollar payday loan last year and I have been trying to set up a payment arrangment with them, but have had problems. Now they have a lawyer calling me and she says that I have to pay by friday or we will go to court and they will be garnishing my wages. She says that she has made contact with my payroll people and that they agreed to set up a garnishment. Can she do that, I know that my payroll has to ask me first right? Can someone help me before I send these people money. Also, She says I know owe $535.00 is that legal to charge me that large of a fee?

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