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I, over the past 5-6 years or so, have started 3 work from home businesses. Personalized cartoons, personalized name gifts and personalized greeting cards/invitations. All required start up costs and all that stuff, advertising, web sites, supplies. All have been abandoned. I am now a self employed nail technician. That also required quite a bit of start up costs, besides the education. I have $34000 in CC debt. I am current on my payments, but business is very slow. I am looking at settlement, I think. No one will help or offer help because I am current.
But I want to know how bankruptcy works for small business people? One of the CC's is in my nail business name and the other 3 are in my personal name.
Thanks for your help

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