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We had our creditor meeting today. As expected, no creditors actually showed up. We sat with our attorney and the trustee for about two minutes and answered a few quick questions and were done! :)

However, now that my husband has lost his job, I kind of wish that we had never filed. With two of our creditors threatening lawsuits, we felt that we couldn't risk his wages being garnished, so that's what pushed us to do it. Now that there are no wages to garnish, it's probably not too likely that anyone would have gone ahead with lawsuits. :?

But the truth is that we still can't afford to pay everyone and don't see any way in the foreseeable future that we will be able to, so at least by filing BK we don't have the constant collection calls anymore. :D




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