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Hi ~

I am in a desperate situation. I made a mess of my finances for quite some time and am now ready to take responsibility for my debts. I had everything in line and for the past few weeks it seemed like it was really going to work out.

Then my car got taken last night. My roomate came and said there was a guy with a towtruck and my car outside and he wanted to know if I wanted anything out of it. My face fell. I had nothing to say. I gave him my keys because I know that's what I needed to do and I didn't give him any trouble. I called the bank where my auto loan was taken from and they said that in order for me to get my car back I needed to pay a lump sum of almost $10,000. I don't have that. Luckily my roomate is so sweet to bring me to work and I don't work very far. It's only about 3 miles so I can walk if needed.

Has anyone been in this situation before? I feel like a wreck and I don't know what to do. I emailed my mother to let her know what's going on...the only option might be for someone to co-sign a loan for me?

Please help...


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