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im looking at all three credit reports and i am very confused what the term "conditions" mean

for example, for all of my paid charge offs,on my transunion report they are mostly listed as -Closed (Paid)- but for equifax and experian they will say derogatory but they do list the balances in zero and that they've been paid/settle.

is this just a different way of reporting or do these does it affect my credit score? do you i have to dispute this, because it will be a lot to dispute. im so confused :?




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