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Can you still receive financial aid with defaulted student loans?

And if I am in financial need, and want to return to school, will I be able to find a combination of federal and private loans to pay for going back to school?

My credit is horrible, many $1000s in charged-off credit cards, and $24,000 in defaulted student loans that I have not yet arranged any payment for.

Thank you again for your insight.


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