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Hi.

I recently enrolled in a debt management Plan with Money Management International. One account, AMEX - Gold is not eligible for the plan and is currently in 3rd Party Collection with allied interstate for 21k. AMEX will not even talk to me about the account. I am terrified of dealing with Allied after reading all the negative feedback regarding them, and the way I was treated on the phone by them yesterday. Should I insist on attempting to get a payment plan through AMEX or try and work something out with Allied. I can fit a payment plan in my budget that will pay off this debt in 4yrs but cannot possibly do more than that due to my other obligations with my Debt Management Plan that accounts for my remaining debt.

Frreaking out about this. Need some help./advice

Thanks




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