The burden of proof is
on the Collection Agency to prove up the debt, not you. DV the
collection agency. Are Wireless Experts reporting on your credit
reports? I would go ahead and file a complaint with the BBB. Keep
trying to find someone at FedEx to help you. They may purge their claim
records after 90 days but not their check register. If a check was cut,
there will be a record somewhere. DOn't give up.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.