It is the CA who is the
liar. The burden of proof is actually on them , not you at all. I
would send a strongly worded DV and include a letter and copy of the CA
letter to the wireless place and inform them in no uncertain terms that
you are tired of their underhanded and shady dealings and that if they
in any way harm your credit you will not hesitate to take them to court
and sue them for everything you can. Then DO so...you would have quite
a good case against them if they hurt your credit. Definately keep on
fed-ex, get a copy of that check.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.