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hello, i have some outstnding loans as well as some credit cards.
boy did make such a mess of credit it's not even funny and the sad part is, i rack up debt trying to GET out of deb and pay a payment here and there now my credit is in the toilet..

my question is what is the best course of action to get these
paid off and out of my life along with the payday loans?
i don't make enought on my job after what i pay monthly for utilities and my loan with the credit union and gas and parking
and to get me through the week, thes is not a lot left over. everyone wants their money at the same time and i just can't do it. can anyone give me some advise on how to handle this.
thank you.


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