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Anyone has heard of Rancho Credit Management in Encinitas, CA?
I have received a letter that I owe quite large amount to them, with original creditor indicated.
I straight to Better Business Bureau site, but could not locate them. They even do not have website, etc.
First I need a verification of this debt.
Then, I need to know if this company is credible, I mean a good one to deal with.




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