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My girlfriend has two student loans, totaling about 15000, that have been sent to collection agencies. She is struggling to pay them and I was inquiring about settlement or consolidation for her. Now I noticed by lookng through some topics on this forum, that most debts on here are credit card debts. I was wondering if student loans are any different? Are there differnt interest rates than credit card debts if consolidation was chosen? She hasnt finished yet because of money, but now that they are coming after her she's going to need to pay these debts off before she can go back and finish school. Thanks in advance for any responses. Great forum by the way.

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