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I need help with my cash now. Are they legal in Texas? I took out a 1000 loan in July. I extended it in August and paid 399 and another 399 is due on August 29th.

I do not want to default on my loan because I can't have them calling my work or home. I am wiling to pay it off but what are my legal options? I can't close my bank account either since it is a joint account with my husband and he doesn't know about this whole mess.

Please help!

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