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I received a couple of calls and spoke with some Indian or Pakistani guys that seemed to be from overseas about from the Legal Affidavit department of US National Bank. They were pretty threatening about downloading a criminal or civil case against me for a supposed PDL of $450 that I took out from US National Bank in 2003. They said it would me $5k to $7k if this was taken to court. I asked if we can resolve this in another way - they said they can null and void this issue for a payment of $663.00. Is this something I should be worried about. Should I pay this amount? If I do not pay this amount, they will move forward with the criminal or civil case by Tuesday of next week. What should I do?

Patrick Quinn




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