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I currently have 4 pdl, one internet and 3 store front totalling 2700.00 I am so tired of my family going without and barely paying my bills. I must end this now, but I can not afford to pay anyone to help me with my mess that I have made financially. From the postings that I have read, I need to close out my acct. and write letters explaining my situation and how much I will be able to afford monthly or bi-weekly. Someone please help.

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