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I am dealing with a really hard handed pdl company called Cash Transfer Centers. I am currently in this cycle of getting the loan, paying it off and having to reloan in order to pay other bills. I have currently been paying them approx $700/month in interest and have tried going through a debt consolidation program and they refuse to even discuss a payment plan. They are to the point of calling my family members and have even sent a notice to my payroll department - this is for a loan that was due on 8/7! What are my options here? I have tried numerous times to offer them a payment plan and they get downright nasty with me - even calling me a loser and telling me I need to just pay my bills... I am at my wits end!

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