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I need help with these two companies. What are the laws in the state of CA? For P.L.Y. I borrowed $350 and have paid them a total of $685 as if today. For WWC I borrowed $200 and have paid $890 as of today. I never receive the emails they promise to send instructing them what to deduct (i.e. just the fee, etc.) so they just keep taking the $89. P.L.Y. set up payment arrangements on my balance of $590!! How can a balance be $590 on $350 loan? Any help is appreciated.

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